2051 Spainhour Rd, Morganton, NC 28655 Property Records

Burke County property record for 2051 Spainhour Rd, Morganton, NC 28655

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2.5 ba · 1,583 sqft · built 1999
Lot Size	4.68 acres (203,861 sqft)
Owner	2 Individual Names on File
Last Sale	$160,000 (Aug 2026)
Tax Bill	$1,084 (2026)
Deeds & Mortgages	Aug 2026 Sale Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1785811991`

Property Details

APN / Parcel Number

Primary APN	`1785811991`
Alternative APN	`32626`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,583 sqft Living Area
1st Floor Area	1,008 sqft
Flooring	Tile

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2000
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Material	Asphalt
Lot Area	203,861 sqft (4.68 acres)

Exterior Amenities

Porch	Slab
Porch Area	288 sqft
Deck Area	288 sqft
Patio Area	288 sqft
Shed	1 Shed
Shed Area	120 sqft
Lean-To	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	2051 SPAINHOUR RD
City	MORGANTON
State	NC
Zip	28655-7063
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	RESIDENTIA
Legal Description	2051 SPAINHOUR RD MORGANTON, NC 28655
Jurisdiction	BURKE NC
Township / Civil Division	QUAKER MEADOWS
Census Block Group	2
Census Block	2010
Census Tract	20202

Owner

2051 Spainhour Rd, a residential property, is owned by two individuals who bought it in August 2026.

Source: Burke County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1714 SPAINHOUR RD, MORGANTON, NC 28655-7060
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Oct 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2026 · Amount on File
Deed Sale	Aug 5, 2026 · Amount on File
Deed Document Number	202626007311
Deed Book / Page	2888 / 729
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Aug 5, 2026
Property Address	2051 SPAINHOUR RD, MORGANTON, NC 28655-7063
Document Number	0026007311
Book / Page	2888 / 729
Instrument Date	Aug 4, 2026
Instrument	202626007311
Transaction Type	Transfer
Record Updated	Aug 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$32,320.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1714 SPAINHOUR RD, MORGANTON, NC 28655-7060

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	2051 SPAINHOUR RD, MORGANTON, NC 28655-7063
Document Number	0023710277
Instrument Date	Oct 11, 2018
Transaction Type	Mortgage
Record Updated	Oct 29, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2051 SPAINHOUR RD MORGANTON NC 286557063, MORGANTON, NC 28655-7063

Mortgage

Document Number	0023710277
Date	Oct 16, 2018
Book Page	002371/000277
Instrument	21034

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 15, 2033

Tax Assessment & Valuation

The 2026 property tax bill for 2051 Spainhour Rd was $1,084, up 0.5% from the year before.

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,084.00 (+0.46%)	$155,573 (-) Land $32,175 Building $123,398	$155,573 (-) Land $32,175 Building $123,398
2025	$1,079.00	$155,573 Land $32,175 Building $123,398	$155,573 Land $32,175 Building $123,398
2023	$1,083.00	$155,573 Land $32,175 Building $123,398	$155,573 Land $32,175 Building $123,398

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2051 Spainhour Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2003)
Most Recent Claim	Apr 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2051 Spainhour Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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