1961 Spainhour Rd, Morganton, NC 28655 Property Records

Burke County property record for 1961 Spainhour Rd, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,275 sqft · built 1985
Lot Size	8.35 acres (363,726 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,000 (Dec 2015)
Tax Bill	$2,502 (2026)
Deeds & Mortgages	Feb 2024 Second Mortgage Dec 2024 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1785816974`

Property Details

APN / Parcel Number

Primary APN	`1785816974`
Alternative APN	`49087`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,275 sqft Living Area
1st Floor Area	1,300 sqft
Basement Area	325 sqft
Finished Basement	325 sqft
Unfinished Basement	325 sqft
Flooring	Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2005
Architectural Style	Conventional
Construction Type	Frame
Foundation Type	Stone
Roof Material	Asphalt
Lot Area	363,726 sqft (8.35 acres)
Garage Type	Carport
Garage Area	552 sqft
Carport	Carport
Carport Area	552 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	666 sqft
Porch	Slab
Porch Area	188 sqft
Deck Area	767 sqft
Shed	1 Shed
Shed Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1961 SPAINHOUR RD
City	MORGANTON
State	NC
Zip	28655-7062
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	1961 SPAINHOUR RD MORGANTON, NC 28655
Legal Subdivision	DAVID H CORDER & B H CORDER
Jurisdiction	BURKE NC
Township / Civil Division	QUAKER MEADOWS
Census Block Group	2
Census Block	2010
Census Tract	20202

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1961 SPAINHOUR RD, MORGANTON, NC 28655-7062
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Dec 27, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2015 · Amount on Record
Deed Sale	Dec 30, 2015 · Amount on Record
Prior Sale	Jul 29, 2008 · Amount on Record
Deed Document Number	201511158
Deed Book / Page	2217 / 624
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	1961 SPAINHOUR RD, MORGANTON, NC 28655-7062
Transaction Type	Mortgage
Record Updated	Sep 25, 2025
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0027310230
Date	Feb 28, 2024
Book Page	2731/230
Instrument	2024001612

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 28, 2039

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	1961 SPAINHOUR RD, MORGANTON, NC 28655-7062
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0027820964
Date	Dec 27, 2024
Book Page	2782/964
Instrument	2024011508

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2040

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,502.00 (+0.2%)	$378,870 (-) Land $41,767 Building $337,103	$378,870 (-) Land $41,767 Building $337,103
2025	$2,497.00 (-0.6%)	$378,870 (-) Land $41,767 Building $337,103	$378,870 (-) Land $41,767 Building $337,103
2023	$2,512.00	$378,870 Land $41,767 Building $337,103	$378,870 Land $41,767 Building $337,103

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2003)
Most Recent Claim	Apr 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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