2051 Jarrett Rd, Hayesville, NC 28904 Property Records

Clay County property record for 2051 Jarrett Rd, Hayesville, NC 28904

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,645 sqft · built 1985
Lot Size	8.96 acres (390,298 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,304 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Oct 2023 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`556000658963`

Property Details

APN / Parcel Number

Primary APN	`556000658963`
Alternative APNs	`622668000` `1560301`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Building Area	2,645 sqft Heated Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Lot Area	390,298 sqft (8.96 acres)

Location & Zoning

Account Number	622668000
Street Address	2051 JARRETT RD
City	HAYESVILLE
State	NC
Zip	28904-6085
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JARRETT RD SR 1314
Jurisdiction	CLAY NC
Township / Civil Division	HAYESVILLE
Census Block Group	1
Census Block	1050
Census Tract	950102

Owner

Source: Clay County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2051 JARRETT RD, HAYESVILLE, NC 28904-6085
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 10, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Oct 9, 2023	Intrafamily Transfer, Transfer
May 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 24, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 29, 2023
Transfer Doc	000479/107
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NC
Property Address	2051 JARRETT RD, HAYESVILLE, NC 28904-6085
Transaction Type	Mortgage
Record Updated	Jan 2, 2026
Title Company	UNKNOWN, ROCKET CLOSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2051 JARRETT RD, HAYESVILLE, NC 28904-6085

Mortgage

Document Number	000B17/330
Date	Dec 23, 2025
Book Page	B17/330
Instrument	2025002588

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2041

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NC
Property Address	2051 JARRETT RD, HAYESVILLE, NC 28904-6085
Transaction Type	Mortgage
Record Updated	Oct 25, 2023
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC OH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000Z16/25
Date	Oct 10, 2023
Book Page	Z16/25
Instrument	2023002050

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 4, 2033

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY NC
Recording Date	Oct 9, 2023
Property Address	2051 JARRETT RD, HAYESVILLE, NC 28904-6085
Document Number	000479/107
Book / Page	479 / 107
Instrument Date	Sep 29, 2023
Instrument	2023002027
Transaction Type	Transfer
Record Updated	Oct 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2051 JARRETT RD, HAYESVILLE, NC 28904-6085

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2051 JARRETT RD, HAYESVILLE, NC 28904-6085

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NC
Property Address	2051 JARRETT RD, HAYESVILLE, NC 28904-6085
Transaction Type	Mortgage
Record Updated	Jun 7, 2022
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000N16/38
Date	May 24, 2022
Book Page	N16/38
Instrument	2022001403

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2037

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NC
Property Address	2051 JARRETT RD, HAYESVILLE, NC 28904-6085
Transaction Type	Mortgage
Record Updated	Sep 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	P14/0040
Date	Aug 24, 2018
Book Page	P14/0040
Instrument	2018001938

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2033

Tax Assessment & Valuation

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Clay County
Unified School District	Clay County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,304.00 (+2.03%)	$388,700 (+55.05%) Land $118,600 Building $270,100	$388,700 (+55.05%) Land $118,600 Building $270,100
2025	$1,278.00 (+8.49%)	$250,700 (-) Land $89,700 Building $161,000	$250,700 (-) Land $89,700 Building $161,000
2023	$1,178.00	$250,700 Land $89,700 Building $161,000	$250,700 Land $89,700 Building $161,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 45 policies
Nearby Flood Policies	45 in force
Nearby Flood Claims	11 (2013–2025)
Most Recent Claim	Apr 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 87% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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