Clay County property record for 1880 Jarrett Rd, Hayesville, NC 28904
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 5,420 sqft · built 2006 |
| Lot Size | 5.52 acres (240,451 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,082 (2026) |
| Deeds & Mortgages | Apr 2022 Mortgage Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 556000556876 |
| Primary APN | 556000556876 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 4 Half Baths |
| Building Area | 5,420 sqft Heated Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Lot Area | 240,451 sqft (5.52 acres) |
| Account Number | 851310 |
|---|---|
| Street Address | 1880 JARRETT RD |
| City | HAYESVILLE |
| State | NC |
| Zip | 28904 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JARRETT ROAD |
| Legal Subdivision | TRACT DIVISION SURVEY |
| Jurisdiction | CLAY NC |
| Township / Civil Division | HAYESVILLE |
| Census Block Group | 1 |
| Census Block | 1062 |
| Census Tract | 950102 |
1880 Jarrett Rd is owned by two individuals who acquired it in May 2007.
Source: Clay County records, as of October 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 1364, HAYESVILLE, NC 28904-1364 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 4, 2022 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Sep 26, 2018 | Deed of Trust, Mortgage · ARM STATE EMPLOYEES CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 4, 2007 |
| Transfer Doc | 318/262 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY NC |
| Property Address | 1880 JARRETT RD, HAYESVILLE, NC 28904 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000M16/16 |
|---|---|
| Date | Apr 4, 2022 |
| Book Page | M16/16 |
| Instrument | 2022000945 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY NC |
| Property Address | 1880 JARRETT RD, HAYESVILLE, NC 28904 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2018 |
| Name | Verified Name |
|---|
| Document Number | Q14/0039 |
|---|---|
| Date | Sep 26, 2018 |
| Book Page | Q14/0039 |
| Instrument | 2018002214 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.25% |
| Index | 5-Year CMT |
| Max Rate | 6% |
The 2026 property tax bill for 1880 Jarrett Rd was $3,082, up 27.9% from the year before.
Source: Clay County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Clay County |
| Unified School District | Clay County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,082.00 (+27.94%) | $962,100 (+95.83%) Land $90,300 Building $871,800 | $962,100 (+95.83%) Land $90,300 Building $871,800 |
| 2025 | $2,409.00 | $491,300 Land $63,600 Building $427,700 | $491,300 Land $63,600 Building $427,700 |
| 2023 | $2,259.00 | $491,300 Land $63,600 Building $427,700 | $491,300 Land $63,600 Building $427,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1880 Jarrett Rd in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 45 policies |
| Nearby Flood Policies | 45 in force |
| Nearby Flood Claims | 11 (2013–2025) |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1880 Jarrett Rd is moderate, ranking above 65% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 88% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Mountain EMC Fiber | 1,000 / 1,000 |
| Windstream Cable | 1,000 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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