20509 81st Ave E, Spanaway, WA 98387 Property Records

Pierce County property record for 20509 81st Ave E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,336 sqft · built 2013
Lot Size	0.137 acres (5,973 sqft)
Owner	2 Individual Names on File
Last Sale	$344,000 (Dec 2018)
Tax Bill	$5,927 (2026)
Deeds & Mortgages	Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`602559-0-100`

Property Details

APN / Parcel Number

Primary APN	`602559-0-100`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,336 sqft Living Area
Gross Area	2,820 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	5,973 sqft (0.137 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	20509 81ST AVE E
City	SPANAWAY
State	WA
Zip	98387-5400
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSF
Legal Description	SECTION 05 TOWNSHIP 18 RANGE 04 QUARTER 43 PLAT RIDGEWOOD PARK LOT 10 TOG/W UND INT IN TRS A & B EASE OF RECORD OUT OF 04-18-05-8-002 & 8-003 SEG 2008-0051 JU 7/24/07JU
Legal Range	04
Legal Township	18
Legal Section	05
Legal Subdivision	RIDGEWOOD PARK
Legal Tract	A
Legal Lot Number	10
Jurisdiction	PIERCE WA
Township / Civil Division	GRAHAM-THRIFT
Census Block Group	3
Census Block	3001
Census Tract	73133

Owner

20509 81st Ave E is owned and occupied by two individuals who bought it in December 2018.

Source: Pierce County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20509 81ST AVE E, SPANAWAY, WA 98387-5400
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2018 · Amount on File
Deed Sale	Dec 12, 2018 · Amount on File
Prior Sale	May 23, 2014 · Amount on File
Deed Document Number	2018390
Record Updated	Oct 29, 2026

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Dec 12, 2018
Property Address	20509 81ST AVE E, SPANAWAY, WA 98387-5400
Document Number	1812120390
Instrument Date	Nov 26, 2018
Instrument	201812120390
Transaction Type	Transfer
Record Updated	Dec 26, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,128.20
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	20509 81ST AVE E SPANAWAY WA 983875400, SPANAWAY, WA 98387-5400

Mortgage

Document Number	1812120391
Date	Dec 12, 2018
Instrument	201812120391

Lender

Name	TWINSTAR CU
Type	Credit Union
Address	LACEY, WA 98503

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 11, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 20509 81st Ave E was $5,927, up 3.3% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,927.00 (+3.33%)	$528,800 Land $165,400 Building $363,400	$528,800 Land $165,400 Building $363,400
2025	$5,736.00 (+0.39%)
2024	$5,714.00 (-2.97%)	$485,300 (-5.58%) Land $163,100 Building $322,200	$485,300 (-5.58%) Land $163,100 Building $322,200
2023	$5,889.00	$514,000 Land $150,300 Building $363,700	$514,000 Land $150,300 Building $363,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20509 81st Ave E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 20509 81st Ave E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWOOD private · serves 64,155 people · EPA ID WA5382844
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lightcurve.

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