20502 81st Ave E, Spanaway, WA 98387 Property Records

Pierce County property record for 20502 81st Ave E, Spanaway, WA 98387

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 2,204 sqft · built 2013
Lot Size0.158 acres (6,872 sqft)
Owner2 Individual Names on File
Last Sale$565,000 (Jun 2023)
Tax Bill$6,033 (2026)
Deeds & MortgagesJun 2023 Sale & Mortgage
Feb 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN602559-0-010

Property Details

APN / Parcel Number

Primary APN602559-0-010

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Units2 Units
Stories2 Stories
Building Area2,204 sqft Living Area
Gross Area3,087 sqft
Laundry RoomLaundry Room
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Architectural StyleBi-Level
Exterior MaterialFrame Siding
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area6,872 sqft (0.158 acres)
Garage TypeAttached
Garage Area883 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Porch Area119 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address20502 81ST AVE E
CitySPANAWAY
StateWA
Zip98387-5400
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMSF
Legal DescriptionSECTION 05 TOWNSHIP 18 RANGE 04 QUARTER 43 PLAT RIDGEWOOD PARK LOT 1 TOG/W UND INT IN TRS A & B EASE OF RECORD OUT OF 04-18-05-8-002 & 8-003 SEG 2008-0051 JU 7/24/07JU
Legal Range04
Legal Township18
Legal Section05
Legal SubdivisionRIDGEWOOD PARK
Legal TractA
Legal Lot Number1
JurisdictionPIERCE WA
Township / Civil DivisionGRAHAM-THRIFT
Census Block Group3
Census Block3001
Census Tract73133

Owner

20502 81st Ave E is owned by two individuals who bought it in June 2023.

Source: Pierce County records, as of October 19, 2026

Owner of Record2 Individual Names on File
Mailing Address1750 181ST ST E, SPANAWAY, WA 98387-1960
Owner TypeIndividual
VestingMarried Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 21, 2023Warranty Deed, Transfer · VA Mortgage
PRIMIS MORTGAGE CO
Feb 29, 2020Deed of Trust, Mortgage · VA Mortgage
REGAL AMERICAN MORTGAGE
Aug 1, 2017Warranty Deed, Transfer
F A T C O

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 21, 2023 · Amount on File
Deed SaleJun 21, 2023 · Amount on File
Prior SaleAug 1, 2017 · Amount on File
Deed Document Number2023371
Record UpdatedOct 29, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPIERCE WA
Recording DateJun 21, 2023
Property Address20502 81ST AVE E, SPANAWAY, WA 98387-5400
Document Number0006210371
Map ReferenceDOC 200707165008
Instrument DateJun 16, 2023
Instrument202306210371
Transaction TypeTransfer
Record UpdatedOct 31, 2023
Title CompanyTICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$9,112.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1750 181ST ST E, SPANAWAY, WA 98387-1960

Mortgage

Document Number0006210372
DateJun 21, 2023
Instrument202306210372
Lender
NamePRIMIS MORTGAGE CO
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2053

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address20502 81ST AVE E, SPANAWAY, WA 98387-5400
Document Number2003100276
Instrument DateFeb 29, 2020
Transaction TypeMortgage
Record UpdatedApr 6, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address20502 81ST AVE E SPANAWAY WA 983875400, SPANAWAY, WA 98387-5400

Mortgage

Document Number2003100276
DateMar 10, 2020
Instrument202003100276
Lender
NameREGAL AMERICAN MORTGAGE
Address23022 LA CADENA DR # 206, LAGUNA HILLS, CA 92653-1362
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueMar 9, 2050

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPIERCE WA
Recording DateAug 1, 2017
Property Address20502 81ST AVE E, SPANAWAY, WA 98387-5400
Document Number0008010505
Map ReferenceDOC200707165008
Instrument DateJul 20, 2017
Instrument201708010505
Transaction TypeTransfer
Record UpdatedSep 17, 2021
Title CompanyF A T C O

Transaction

AmountAmount on Record
Tax$5,945.20
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20502 81ST AVE E, SPANAWAY, WA 98387-5400

Tax Assessment & Valuation

The 2026 property tax bill for 20502 81st Ave E was $6,033, up 3.1% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateWashington
CountyPierce County
Unified School DistrictBethel School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,033.00 (+3.08%)$537,600 Land $171,300 Building $366,300$537,600 Land $171,300 Building $366,300
2025$5,853.00 (+0.36%)
2024$5,832.00 (-2.75%)$493,200 (-5.44%) Land $168,900 Building $324,300$493,200 (-5.44%) Land $168,900 Building $324,300
2023$5,997.00$521,600 Land $155,600 Building $366,000$521,600 Land $155,600 Building $366,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20502 81st Ave E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20502 81st Ave E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHWOOD
private · serves 64,155 people · EPA ID WA5382844
Water SourcePurchased surface water from several systems
Last State InspectionNov 2021
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20
T-Mobile
Fixed Wireless
100 / 20

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