St. Tammany Parish property record for 20504 Hwy 1081, Covington, LA 70435
| Property Type | Single Family Home |
|---|---|
| Details | 1,770 sqft · built 1995 |
| Lot Size | 4.34 acres (189,050 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $12,700 (Mar 1998) |
| Tax Bill | $1,048 (2025) |
| Deeds & Mortgages | Jul 2008 Mortgage Feb 2011 Mortgage |
| APN | 135-120-4688 |
| Primary APN | 135-120-4688 |
|---|---|
| Alternative APN |
|
| Building Area | 1,770 sqft Living Area |
|---|
| Year Built | Built 1995 |
|---|---|
| Lot Area | 189,050 sqft (4.34 acres) |
| Old Parcel Number | 135-120-4688 |
|---|---|
| Street Address | 20504 HIGHWAY 1081 |
| City | COVINGTON |
| State | LA |
| Zip | 70435-7200 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4.34 ACS M/L BEING 2 ACS AND 2.34 ACS SEC 35 5 11 INST NO 955605 INST NO 956462 INST NO 960324 INST NO 1090635 INST NO 108863 |
| Legal Range | 11 |
| Legal Township | 05 |
| Legal Section | 35 |
| Legal Subdivision | HWY 1081 T.D. 35 |
| Jurisdiction | SAINT TAMMANY LA |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 40103 |
Source: St. Tammany Parish records, as of February 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20504 HIGHWAY 1081, COVINGTON, LA 70435-7200 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 1, 2008 | Deed of Trust, Mortgage · Conventional Mortgage COUNTRYWIDE BANK FSB |
| Feb 18, 2011 | Deed of Trust, Mortgage · ARM BANK OF AMERICA NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 30, 1998 · Amount on Record |
| Deed Sale | Mar 30, 1998 · Amount on Record |
| Deed Document Number | 1088630 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 20504 HIGHWAY 1081, COVINGTON, LA 70435-7200 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001688261 |
|---|---|
| Date | Jul 1, 2008 |
| Instrument | 1688261 |
| Name | COUNTRYWIDE BANK FSB |
|---|---|
| Type | Bank |
| Address | ALEXANDRIA, VA 22314 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 20504 HIGHWAY 1081, COVINGTON, LA 70435-7200 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001802285 |
|---|---|
| Date | Feb 18, 2011 |
| Instrument | 1802285 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | Feb 1, 2021 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.87% |
| Index | 1-Year LIBOR |
| Max Rate | 8.87% |
Source: St. Tammany Parish assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Louisiana |
| County | St. Tammany Parish |
| Unified School District | St. Tammany Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,048.00 (-3.68%) Homeowner's exemption | $16,526 (-) Land $2,544 Building $13,982 | $165,260 (-) Land $25,442 Building $139,818 |
| 2024 | $1,088.00 (+27.4%) Homeowner's exemption | $16,526 (+17.73%) Land $2,544 Building $13,982 | $165,260 (+17.73%) Land $25,442 Building $139,818 |
| 2023 | $854.00 Homeowner's exemption | $14,037 (-) Land $2,593 Building $11,444 | $140,370 (-) Land $25,930 Building $114,440 |
| 2022 | $854.00 Homeowner's exemption | $14,037 Land $2,593 Building $11,444 | $140,370 Land $25,930 Building $114,440 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 51 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 51 in force |
| Nearby Flood Claims | 22 (1980–2022) |
| Claims Outside the SFHA | 20 of 22 |
| Most Recent Claim | Apr 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 90% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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