20295 Hwy 1081, Covington, LA 70435 Property Records

St. Tammany Parish property record for 20295 Hwy 1081, Covington, LA 70435

Property Summary

Property Type	Single Family Home
Details	894 sqft · built 1976
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$105,000 (Nov 2018)
Tax Bill	$420 (2025)
Deeds & Mortgages	Nov 2018 Mortgage Nov 2018 Sale & Mortgage + 1 more
APN	`135-074-2066`

Property Details

APN / Parcel Number

Primary APN	`135-074-2066`
Alternative APN	`118263`

Interior

Building Area	894 sqft Living Area

Exterior

Year Built	Built 1976
Lot Area	43,560 sqft (1 acres)

Location & Zoning

Old Parcel Number	135-074-2066
Street Address	20295 HIGHWAY 1081
City	COVINGTON
State	LA
Zip	70435-7595
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1 AC M/L SEC 26 5 11 CB 717 325 INST NO 1044079 INST NO 1221695 INST NO 1227950 INST NO 1230777 INST NO 1249911 INST NO 15210
Legal Range	11
Legal Township	05
Legal Section	26
Legal Subdivision	HWY 1081 T.D. 35
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	2
Census Block Group	1
Census Block	1015
Census Tract	40103

Owner

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	20295 HIGHWAY 1081, COVINGTON, LA 70435-7595
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOUISIANA HOUSING CORP
Nov 28, 2018	Cash Sale Deed, Transfer · FHA Mortgage FIDELITY BANK
Feb 22, 2016	Gift Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 28, 2018 · Amount on Record
Deed Sale	Nov 28, 2018 · Amount on Record
Prior Sale	Feb 22, 2016
Deed Document Number	2137572
Record Updated	Jun 8, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	20295 HIGHWAY 1081, COVINGTON, LA 70435-7595
Transaction Type	Mortgage
Record Updated	Feb 6, 2026
Title Company	TOP TIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002137578
Date	Nov 28, 2018
Instrument	2137578

Lender

Name	LOUISIANA HOUSING CORP
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

November 2018: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Nov 28, 2018
Property Address	20295 HIGHWAY 1081, COVINGTON, LA 70435-7595
Document Number	0002137572
Map Reference	CB 1342 FL 423
Instrument Date	Nov 21, 2018
Instrument	2137572
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	TOP TIER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20295 HIGHWAY 1081, COVINGTON, LA 70435-7595

Mortgage

Document Number	0002137575
Date	Nov 28, 2018
Instrument	2137575

Lender

Name	FIDELITY BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2048

Interest

Rate Type	Fixed Rate

February 2016: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Feb 22, 2016
Property Address	20295 HIGHWAY 1081, COVINGTON, LA 70435-7595
Document Number	0002012566
Map Reference	DOC 1703970
Instrument Date	Feb 19, 2016
Instrument	2012566
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	62037 FRIENDSHIP CHURCH RD, AMITE, LA 70422-5107

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$420.00 (-3.67%) Homeowner's exemption	$11,117 (-) Land $2,450 Building $8,667	$111,171 (-) Land $24,500 Building $86,671
2024	$436.00 (+52.45%) Homeowner's exemption	$11,117 (+14.67%) Land $2,450 Building $8,667	$111,171 (+14.67%) Land $24,500 Building $86,671
2023	$286.00 Homeowner's exemption	$9,695 (-) Land $2,500 Building $7,195	$96,950 (-) Land $25,000 Building $71,950
2022	$286.00 Homeowner's exemption	$9,695 Land $2,500 Building $7,195	$96,950 Land $25,000 Building $71,950

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 51 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	51 in force
Nearby Flood Claims	22 (1980–2022)
Claims Outside the SFHA	20 of 22
Most Recent Claim	Apr 2022 · rainfall accumulation
Claims by Event	Hurricane Gustav, Sep 2008 · 2 claims Hurricane Katrina, Aug 2005 · 9 claims Tropical Storm Allison, Jun 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 91% of Louisiana
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

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