20504 Ardore Ln, Estero, FL 33928 Property Records

Lee County property record for 20504 Ardore Ln, Estero, FL 33928

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,626 sqft · built 2006
Lot Size	0.172 acres (7,492 sqft)
Owner	Individual Name on Record
Last Sale	$640,000 (May 2023)
Tax Bill	$5,701 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Feb 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-46-26-E3-0400D.0480`

Property Details

APN / Parcel Number

Primary APN	`29-46-26-E3-0400D.0480`
Alternative APNs	`262946E30400D0480` `294626040000D0480` `10504545`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,626 sqft Living Area
Gross Area	3,201 sqft
1st Floor Area	1,747 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	7,492 sqft (0.172 acres)
Garage Type	Attached
Garage Area	427 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	288 sqft
Porch	Florida Room
Porch Area	148 sqft
Patio Area	591 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10504545
Street Address	20504 ARDORE LN
City	ESTERO
State	FL
Zip	33928-6380
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	BELLA TERRA UNIT FOUR DESC IN PB 82 PGS 38-42 BLK D LOT 48
Legal Range	26E
Legal Township	46S
Legal Section	29
Legal Subdivision	BELLA TERRA
Legal Tract	E3
Legal Block	D
Legal Lot Number	48
Legal Unit	4
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	5
Census Block	5000
Census Tract	50311

Owner

Source: Lee County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20504 ARDORE LN, ESTERO, FL 33928-6380
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2023	Warranty Deed, Transfer · Conventional Mortgage SUMMIT MORTGAGE CORP
Feb 3, 2022	Correction Deed ATTORNEY ONLY, ATTORNEY
Feb 4, 2021	Intrafamily Transfer, Transfer
Mar 3, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2023 · Amount on Record
Deed Sale	May 10, 2023 · Amount on Record
Prior Sale	Nov 6, 2015 · Amount on Record
Deed Document Number	2023167151
Prior Transfer Date	Jan 19, 2022
Prior Transfer Doc	0000038702
Record Updated	Sep 20, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	May 10, 2023
Property Address	20504 ARDORE LN, ESTERO, FL 33928-6380
Document Number	0000167151
Map Reference	MB 82 PG 38
Instrument Date	May 1, 2023
Instrument	2023000167151
Transaction Type	Transfer
Record Updated	May 19, 2023
Title Company	BRYANT TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,480.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 366014, BONITA SPRINGS, FL 34136-6014

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20504 ARDORE LN, ESTERO, FL 33928-6380

Mortgage

Document Number	0000167152
Date	May 10, 2023
Instrument	2023000167152

Lender

Name	SUMMIT MORTGAGE CORP
Type	Mortgage Company
Address	MINNEAPOLIS, MN 55442

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

February 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	LEE FL
Recording Date	Feb 3, 2022
Property Address	20504 ARDORE LN, ESTERO, FL 33928-6380
Document Number	0000038702
Map Reference	MB 82 PG 38-42
Instrument Date	Jan 19, 2022
Instrument	2022000038702
Record Updated	Feb 14, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20504 ARDORE LN, 20504, ESTERO, FL 33928-6380

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20504 ARDORE LN, ESTERO, FL 33928-6380

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LEE FL
Recording Date	Feb 4, 2021
Property Address	20504 ARDORE LN, ESTERO, FL 33928-6380
Document Number	0000037779
Map Reference	MB 82 PG 38-42
Instrument Date	Feb 4, 2021
Instrument	2021000037779
Transaction Type	Transfer
Record Updated	Feb 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20504 ARDORE LN, ESTERO, FL 33928-6380

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LEE FL
Recording Date	Mar 3, 2021
Property Address	20504 ARDORE LN, ESTERO, FL 33928-6380
Document Number	0000064960
Map Reference	MB 82 PG 38-42
Instrument Date	Feb 4, 2021
Instrument	2021000064960
Transaction Type	Transfer
Record Updated	Feb 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20504 ARDORE LN, ESTERO, FL 33928-6380

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$380,472 (+2.7%)	$388,838 (+4.96%) Land $76,309 Building $312,529
2025	$5,701.00 (+38.74%)	$370,469 (+47.57%) Land $88,219 Building $282,250	$370,469 (-6.38%) Land $88,219 Building $282,250
2023	$4,109.00 (-1.01%) Homeowner's exemption	$251,054 (+3%)	$395,723 (+24.42%) Land $88,890 Building $306,833
2022	$4,151.00 Homeowner's exemption	$243,742	$318,051 Land $83,095 Building $234,956

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 88 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	88 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 74% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ardore Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures