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20487 Ardore Ln, Estero, FL 33928 Property Records

Lee County property record for 20487 Ardore Ln, Estero, FL 33928

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 2,716 sqft · built 2006
Lot Size0.214 acres (9,322 sqft)
OwnerIndividual Name on Record
Last Sale$307,000 (May 2017)
Tax Bill$4,809 (2025)
Deeds & MortgagesJul 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN29-46-26-E3-0400E.0340

Property Details

APN / Parcel Number

Primary APN29-46-26-E3-0400E.0340
Alternative APNs
  • 262946E30400E0340
  • 294626040000E0340
  • 10504559

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,716 sqft Living Area
Gross Area3,586 sqft
1st Floor Area1,836 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2007
Architectural StyleRanch
Exterior MaterialConcrete Block/Stucco
Roof TypeCathedral/Clerestory
Roof MaterialConcrete
Lot Area9,322 sqft (0.214 acres)
Garage TypeAttached
Garage Area448 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area1 sqft
PorchFlorida Room
Porch Area370 sqft
Patio Area488 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10504559
Street Address20487 ARDORE LN
CityESTERO
StateFL
Zip33928-6323
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD
Legal DescriptionBELLA TERRA UNIT FOUR DESC IN PB 82 PGS 38-42 BLK E LOT 34
Legal Range26E
Legal Township46S
Legal Section29
Legal SubdivisionBELLA TERRA
Legal TractE3
Legal BlockE
Legal Lot Number34
Legal Unit4
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group5
Census Block5004
Census Tract50311

Owner

Source: Lee County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address20487 ARDORE LN, ESTERO, FL 33928-6323
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 4, 2017 · Amount on Record
Deed SaleMay 4, 2017 · Amount on Record
Prior SaleJul 9, 2015 · Amount on Record
Deed Document Number201797240
Prior Transfer DateJul 7, 2015
Prior Transfer Doc0000150590
Record UpdatedOct 29, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address20487 ARDORE LN, ESTERO, FL 33928-6323
Document Number0000163355
Instrument DateJul 8, 2019
Transaction TypeMortgage
Record UpdatedJul 26, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address20487 ARDORE LN ESTERO FL 339286323, ESTERO, FL 33928-6323

Mortgage

Document Number0000163355
DateJul 12, 2019
Instrument163355
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 11, 2034

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$310,142 (+2.7%)$454,352 (+0.71%) Land $92,418 Building $361,934
2025$4,809.00 (+5.62%) Homeowner's exemption$301,988 (+5.99%)$451,146 (-3%) Land $100,292 Building $350,854
2023$4,553.00 (-0.7%) Homeowner's exemption$284,929 (+3%)$465,080 (+24.42%) Land $110,365 Building $354,715
2022$4,585.00 Homeowner's exemption$276,630$373,787 Land $83,095 Building $290,692

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 88 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies88 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 82% of Florida
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLEE COUNTY UTILITIES
serves 282,556 people · EPA ID FL5364048
Water SourceSurface water
Last State InspectionApr 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hotwire Communications
Fiber		8,000 / 8,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: CenturyLink.

Cell Coverage

5G (outdoors only) and 4G LTE

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