Yellowstone County property record for 1960 Ranch Trail Rd, Laurel, MT 59044
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,393 sqft · built 2008 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $287,500 (Dec 2010) |
| Tax Bill | $3,142 (2025) |
| Deeds & Mortgages | May 2021 Mortgage |
| Flood Zone | Zone D (undetermined) |
| APN | 000C148320 |
| Primary APN | 000C148320 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,393 sqft Living Area |
| Gross Area | 3,572 sqft |
| 1st Floor Area | 1,786 sqft |
| Basement Area | 1,786 sqft |
| Finished Basement | 1,607 sqft |
| Unfinished Basement | 179 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 21,780 sqft (0.5 acres) |
| View / Lot | Neighborhood / Spot |
| Garage Area | 912 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 232 sqft |
| Deck Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 1960 RANCH TRAIL RD |
|---|---|
| City | LAUREL |
| State | MT |
| Zip | 59044-3626 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SADDLEBACK RIDGE ESTATES, S06, T02 S, R24 E, BLOCK 2, LOT 14C, AMD (21780 SQ FT) (05) |
| Legal Range | 24E |
| Legal Township | 02S |
| Legal Section | 06 |
| Legal Subdivision | SADDLEBACK RIDGE ESTATES |
| Legal Block | 2 |
| Legal Lot Number | 14C |
| Jurisdiction | YELLOWSTONE MT |
| Township / Civil Division | LAUREL |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 1403 |
1960 Ranch Trail Rd is owned and occupied by two individuals who bought it in December 2010.
Source: Yellowstone County records, as of September 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1960 RANCH TRAIL RD, LAUREL, MT 59044-3626 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 13, 2010 · Amount on File |
| Deed Sale | Dec 13, 2010 · Amount on File |
| Prior Sale | Feb 27, 2009 |
| Deed Document Number | 20103573003 |
| Prior Transfer Date | Feb 26, 2009 |
| Prior Transfer Doc | 0003496700 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 1960 RANCH TRAIL RD, LAUREL, MT 59044-3626 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0003971075 |
|---|---|
| Date | May 5, 2021 |
| Instrument | 3971075 |
| Name | FIRST FEDERAL BANK & TRUST |
|---|---|
| Type | Bank |
| Address | SHERIDAN, WY 82801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
The 2025 property tax bill for 1960 Ranch Trail Rd was $3,142, down 12.6% from the year before.
Source: Yellowstone County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Yellowstone County |
| Elementary School District | Laurel Elementary School District (PK - 08) |
| Secondary School District | Laurel High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $630,400 (-) Land $100,162 Building $530,238 | $630,400 (-) Land $100,162 Building $530,238 | |
| 2025 | $3,142.00 (-12.63%) | $630,400 Land $100,162 Building $530,238 | $630,400 Land $100,162 Building $530,238 |
| 2024 | $3,596.00 (+10.61%) | ||
| 2023 | $3,251.00 | $513,200 | $513,200 Land $94,411 Building $418,789 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1960 Ranch Trail Rd in Zone D, where flood risk has not been studied.
Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1960 Ranch Trail Rd is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 68% of Montana |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisp West Fixed Wireless | 100 / 20 |
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