2050 Pebble Creek Loop, Oxford, MS 38655 Property Records

Lafayette County property record for 2050 Pebble Creek Loop, Oxford, MS 38655

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,186 sqft · built 2021
Lot Size0.236 acres (10,301 sqft)
Owner2 Individual Names on Record
Last Sale$151,500 (Aug 2026)
Deeds & MortgagesOct 2026 Transfer
Aug 2026 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN193Z-08-009.45

Property Details

APN / Parcel Number

Primary APN193Z-08-009.45
Alternative APN
  • 40424

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area2,186 sqft Living Area
1st Floor Area1,840 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialAsbestos
Lot Area10,301 sqft (0.236 acres)
Lot Dimensions113 ft deep x 91 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number40424
Street Address2050 PEBBLE CREEK LOOP
CityOXFORD
StateMS
Zip38655-1810
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT L89 PEBBLE CREEK SUBDIVISION PHASE 3
Legal Range02W
Legal Township09S
Legal Section08
Legal SubdivisionPEBBLE CREEK SUBDIVISION
Legal Phase3
Legal Lot NumberL89
JurisdictionLAFAYETTE MS
Township / Civil Division1
Census Block Group2
Census Block2050
Census Tract950507

Owner

Source: Lafayette County records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2050 PEBBLE CREEK LOOP, OXFORD, MS 38655-1810
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 7, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Aug 28, 2026Warranty Deed, Transfer · Conventional Mortgage
GUARANTY TRUST COMPANY
Aug 12, 2021Warranty Deed, Transfer · VA Mortgage
MECHANICS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 28, 2026 · Amount on Record
Deed SaleAug 28, 2026 · Amount on Record
Prior SaleAug 12, 2021 · Amount on Record
Deed Document Number20268139
Last Transfer DateOct 6, 2026
Transfer Doc0000009543
Record UpdatedOct 29, 2026

October 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAFAYETTE MS
Recording DateOct 7, 2026
Property Address2050 PEBBLE CREEK LOOP, OXFORD, MS 38655-1810
Document Number0000009543
Instrument DateOct 6, 2026
Instrument20269543
Transaction TypeTransfer
Record UpdatedOct 14, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAFAYETTE MS
Recording DateAug 28, 2026
Property Address2050 PEBBLE CREEK LOOP, OXFORD, MS 38655-1810
Document Number0000008139
Instrument DateAug 27, 2026
Instrument20268139
Transaction TypeTransfer
Record UpdatedOct 23, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008140,
DateAug 28, 2026
Instrument20268140
Lender
NameGUARANTY TRUST COMPANY
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAFAYETTE MS
Recording DateAug 12, 2021
Property Address2050 PEBBLE CREEK LOOP, OXFORD, MS 38655-1810
Document Number0202108889
Map ReferenceCAB C SL 77
Instrument DateAug 10, 2021
Instrument202108889
Transaction TypeTransfer
Record UpdatedDec 13, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 446, OXFORD, MS 38655-0446

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2050 PEBBLE CREEK LOOP, OXFORD, MS 38655-1810

Mortgage

Document Number0202108890
DateAug 12, 2021
Instrument202108890
Lender
NameMECHANICS BANK
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

Tax Assessment & Valuation

Source: Lafayette County assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateMississippi
CountyLafayette County
Unified School DistrictLafayette County School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Disabled Person's exemption Veteran's exemption$25,338 (+25.1%)$253,380 (+25.1%) Land $30,000 Building $223,380
2023Disabled Person's exemption Veteran's exemption$20,255$202,550 Land $30,000 Building $172,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · above 73% of Mississippi
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Buckeye Cablesystem
Fiber
10,000 / 10,000
AT&T
Fiber
5,000 / 5,000
North East Fiber
Fiber
2,000 / 1,000
C Spire Wireless
Fixed Wireless
100 / 20

Nearby Properties on Pebble Creek Loop

Nearby Streets

Search Property Records by Address or Parcel Number