Lafayette County property record for 2048 Pebble Creek Loop, Oxford, MS 38655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,926 sqft · built 2021 |
| Lot Size | 0.348 acres (15,174 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $214,100 (Dec 2021) |
| Tax Bill | $2,088 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 193Z-08-009.46 |
| Primary APN | 193Z-08-009.46 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,926 sqft Living Area |
| 1st Floor Area | 1,542 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Asbestos |
| Lot Area | 15,174 sqft (0.348 acres) |
| Lot Dimensions | 108 ft deep x 140 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 40425 |
|---|---|
| Street Address | 2048 PEBBLE CREEK LOOP |
| City | OXFORD |
| State | MS |
| Zip | 38655-1810 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT L88 PEBBLE CREEK SUBDIVISION PHASE 3 |
| Legal Range | 02W |
| Legal Township | 09S |
| Legal Section | 08 |
| Legal Subdivision | PEBBLE CREEK SUBDIVISION |
| Legal Phase | 3 |
| Legal Lot Number | L88 |
| Jurisdiction | LAFAYETTE MS |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2050 |
| Census Tract | 950507 |
Source: Lafayette County records, as of April 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2048 PEBBLE CREEK LOOP, OXFORD, MS 38655-1810 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 5, 2026 | Deed of Trust, Mortgage · Line of Credit BOC BANK |
| Dec 29, 2021 | Warranty Deed, Transfer · Commercial Mortgage FORREST CITY BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 29, 2021 · Amount on Record |
| Deed Sale | Dec 29, 2021 · Amount on Record |
| Deed Document Number | 202114185 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Property Address | 2048 PEBBLE CREEK LOOP, OXFORD, MS 38655-1810 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2048 PEBBLE CREEK LOOP, OXFORD, MS 38655-1810 |
| Document Number | 0000202638 |
|---|---|
| Date | Jan 5, 2026 |
| Instrument | 2026-38 |
| Name | BOC BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, MS 38935 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 1, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Recording Date | Dec 29, 2021 |
| Property Address | 2048 PEBBLE CREEK LOOP, OXFORD, MS 38655-1810 |
| Document Number | 0202114185 |
| Map Reference | CAB C SL 77 |
| Instrument Date | Dec 27, 2021 |
| Instrument | 2021-14185 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 446, OXFORD, MS 38655-0446 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2048 PEBBLE CREEK LOOP, OXFORD, MS 38655-1810 |
| Document Number | 0202114186 |
|---|---|
| Date | Dec 29, 2021 |
| Instrument | 2021-14186 |
| Name | FORREST CITY BANK NA |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 62 Months |
| Due | Feb 27, 2027 |
Source: Lafayette County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lafayette County |
| Unified School District | Lafayette County School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,088.00 (+29.61%) Homeowner's exemption | $22,750 (+26.98%) | $227,500 (+26.98%) Land $30,000 Building $197,500 |
| 2023 | $1,611.00 Homeowner's exemption | $17,916 | $179,160 Land $30,000 Building $149,160 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · above 73% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Fiber | 10,000 / 10,000 |
| AT&T Fiber | 5,000 / 5,000 |
| North East Fiber Fiber | 2,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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