2050 Jefferson Dr, Gilroy, CA 95020 Property Records

Santa Clara County property record for 2050 Jefferson Dr, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,927 sqft · built 1975
Lot Size	2.5 acres (108,900 sqft)
Owner	Trust Name on File
Last Sale	$299,500 (Aug 1996)
Tax Bill	$7,602 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Aug 2021 Mortgage + 3 more
Flood Zone	Zone D (undetermined)
APN	`783-14-041`

Property Details

APN / Parcel Number

Primary APN	`783-14-041`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,927 sqft Living Area
Gross Area	1,870 sqft
1st Floor Area	1,870 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1976
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	108,900 sqft
Garage Area	883 sqft
Parking Spaces	4 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Pool Area	8,500 sqft
Porch	None

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Connected
Water Source	Well

Location & Zoning

Street Address	2050 JEFFERSON DR
City	GILROY
State	CA
Zip	95020-9450
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 4
Legal Lot Number	4
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	2
Census Block	2003
Census Tract	512515

Owner

2050 Jefferson Dr is owner-occupied and held in a trust since August 1996.

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	2050 JEFFERSON DR, GILROY, CA 95020-9450
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2024	Deed of Trust, Mortgage · Line of Credit COMMONWEALTH CENTRAL CU
Aug 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Jan 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Sep 7, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Apr 6, 2017	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 1996 · Amount on File
Deed Sale	Aug 6, 1996 · Amount on File
Prior Sale	May 31, 1996 · Amount on File
Deed Document Number	199613398073
Deed Book / Page	452 / 404
Prior Transfer Date	May 23, 1996
Prior Transfer Doc	0013312424
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	2050 JEFFERSON DR, GILROY, CA 95020-9450
Transaction Type	Mortgage
Record Updated	Feb 12, 2024
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2050 JEFFERSON DR, GILROY, CA 95020-9450

Mortgage

Document Number	0025593899
Date	Feb 2, 2024
Instrument	25593899

Lender

Name	COMMONWEALTH CENTRAL CU
Type	Credit Union
Address	SAN JOSE, CA 95161

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	2050 JEFFERSON DR, GILROY, CA 95020-9450
Transaction Type	Mortgage
Record Updated	Aug 16, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1500 FISHER AVE, MORGAN HILL, CA 95037-9520

Mortgage

Document Number	0025051469
Date	Aug 2, 2021
Instrument	25051469

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	2050 JEFFERSON DR, GILROY, CA 95020-9450
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024394267
Date	Jan 31, 2020
Instrument	24394267

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

September 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 7, 2018
Property Address	2050 JEFFERSON DR, GILROY, CA 95020-9450
Document Number	0024018635
Map Reference	MB352 PG39
Instrument Date	Sep 4, 2018
Instrument	24018635
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	OLD REPUBLIC TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1500 FISHER AVE, MORGAN HILL, CA 95037-9520

Mortgage

Document Number	0024018636
Date	Sep 7, 2018
Instrument	24018636

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

April 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 6, 2017
Property Address	2050 JEFFERSON DR, GILROY, CA 95020-9450
Document Number	0023618619
Instrument Date	Mar 27, 2017
Instrument	23618619
Transaction Type	Transfer
Record Updated	Apr 21, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2050 JEFFERSON DR GILROY CA 950209450, GILROY, CA 95020-9450

Tax Assessment & Valuation

The 2025 property tax bill for 2050 Jefferson Dr was $7,602 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$634,338 (+2%) Land $264,958 Building $369,380
2025	$7,602.00 Homeowner's exemption	$621,901 Land $259,763 Building $362,138
2023	$7,423.00 (+1.84%) Homeowner's exemption	$597,754 Land $249,677 Building $348,077
2022	$7,289.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2050 Jefferson Dr in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2050 Jefferson Dr is high, ranking above 79% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 57% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA CLARA VALLEY WATER DISTRICT serves 0 people · EPA ID CA4310027
Water Source	Surface water
Last State Inspection	Dec 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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