2045 Jefferson Dr, Gilroy, CA 95020 Property Records

Santa Clara County property record for 2045 Jefferson Dr, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,788 sqft · built 1975
Lot Size	2.55 acres (111,450 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,800,000 (Aug 2026)
Tax Bill	$5,666 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Apr 2026 Transfer + 2 more
Flood Zone	Zone D (undetermined)
APN	`783-14-040`

Property Details

APN / Parcel Number

Primary APN	`783-14-040`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,788 sqft Living Area
1st Floor Area	2,788 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1976
Architectural Style	Custom Design
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Other
Lot Area	111,450 sqft
Lot Dimensions	574 ft deep x 193 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Street Address	2045 JEFFERSON DR
City	GILROY
State	CA
Zip	95020-9450
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 4
Legal Lot Number	4
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	2
Census Block	2002
Census Tract	512515

Owner

Source: Santa Clara County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2045 JEFFERSON DR, GILROY, CA 95020-9450
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2026	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 2, 2026	Affidavit of Death of Trustee, Transfer
Jul 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Apr 15, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2026 · Amount on Record
Deed Sale	Aug 20, 2026 · Amount on Record
Deed Document Number	202626040926
Prior Transfer Date	Feb 12, 2019
Prior Transfer Doc	0024155927
Record Updated	Oct 29, 2026

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 20, 2026
Property Address	2045 JEFFERSON DR, GILROY, CA 95020-9450
Document Number	0026040926
Instrument Date	Aug 10, 2026
Instrument	202626040926
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	COAST TITLE, ORANGE COAST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$199,980.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2045 JEFFERSON DR, GILROY, CA 95020-9450

Mortgage

Document Number	0000040927,
Date	Aug 20, 2026
Instrument	202640927

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Affidavit of Death of Trustee, Transfer

Document Type	Affidavit of Death of Trustee
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 2, 2026
Property Address	2045 JEFFERSON DR, GILROY, CA 95020-9450
Document Number	0025966565
Instrument Date	Mar 26, 2026
Instrument	202625966565
Transaction Type	Transfer
Record Updated	Aug 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2045 JEFFERSON DR, GILROY, CA 95020-9450
Investor	Possibly a Property Investor

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	2045 JEFFERSON DR, GILROY, CA 95020-9450
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1804, GILROY, CA 95021-1804

Mortgage

Document Number	0025350527
Date	Jul 29, 2022
Instrument	25350527

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 15, 2019
Property Address	2045 JEFFERSON DR, GILROY, CA 95020-9450
Document Number	0024155927
Instrument Date	Feb 12, 2019
Instrument	24155927
Transaction Type	Transfer
Record Updated	Apr 24, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2045 JEFFERSON DR GILROY CA 950209450, GILROY, CA 95020-9450

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$463,405 (+2%) Land $172,420 Building $290,985
2025	$5,666.00 (+1.63%)	$454,320 (+4.04%) Land $169,040 Building $285,280
2024	$5,575.00 (+0.74%)
2023	$5,534.00 (+1.82%)	$436,680 Land $162,477 Building $274,203
2022	$5,435.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 54% of California
Wildfire Likelihood	0.7% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA CLARA VALLEY WATER DISTRICT serves 0 people · EPA ID CA4310027
Water Source	Surface water
Last State Inspection	Dec 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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