2050 E Main St, Lamoni, IA 50140 Property Records

Decatur County property record for 2050 E Main St, Lamoni, IA 50140

Property Summary

Property Type	Commercial
Details	2,448 sqft · built 2007
Lot Size	0.96 acres (41,818 sqft)
Owner	Company Name on Record
Last Sale	$200,000 (Dec 2021)
Tax Bill	$2,838 (2026)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Oct 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`1406300010`

Property Details

APN / Parcel Number

Primary APN	`1406300010`

Interior

Building Area	2,448 sqft Building Perimeter

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Lot Area	41,818 sqft (0.96 acres)

Location & Zoning

Street Address	2050 E MAIN ST
City	LAMONI
State	IA
Zip	50140-6315
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	06.67.26 W 200' OF E 560' OF S 290' SW SW (.96 ACRES TAXABLE)
Legal Range	26
Legal Township	67
Legal Section	06
Jurisdiction	DECATUR IA
Township / Civil Division	LAMONI
Census Block Group	2
Census Block	2065
Census Tract	960200

Owner

Source: Decatur County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2050 E MAIN ST, LAMONI, IA 50140-6315
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2021	Warranty Deed, Transfer · Conventional Mortgage BTC BANK
Oct 4, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2021 · Amount on Record
Deed Sale	Dec 2, 2021 · Amount on Record
Deed Document Number	20211938
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DECATUR IA
Recording Date	Dec 2, 2021
Property Address	2050 E MAIN ST, LAMONI, IA 50140-6315
Document Number	0020211938
Instrument Date	Dec 1, 2021
Instrument	2021-1938
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$319.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2050 E MAIN ST, LAMONI, IA 50140-6315

Mortgage

Document Number	0020211939
Date	Dec 2, 2021
Instrument	2021-1939

Lender

Name	BTC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 2, 2041

Interest

Rate Type	Fixed Rate

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DECATUR IA
Recording Date	Oct 4, 2019
Property Address	2050 E MAIN ST, LAMONI, IA 50140-6315
Document Number	0020191235
Instrument Date	Oct 3, 2019
Instrument	2019-1235
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23579 220TH ST, LEON, IA 50144-1686

Tax Assessment & Valuation

Source: Decatur County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Decatur County
Municipality	Lamoni City
Unified School District	Lamoni Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,838.00	$224,480 (+63.19%) Land $86,720 Building $137,760	$224,480 (+63.19%) Land $86,720 Building $137,760
2025	$2,838.00 (+28.42%)	$137,560 (+65.9%) Land $22,100 Building $115,460	$137,560 (+48.85%) Land $22,100 Building $115,460
2024	$2,210.00 (+42.21%)
2023		$82,915 Land $15,788 Building $67,127	$92,417 Land $15,788 Building $76,629
2021	$1,554.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (1980–2010)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jun 2010 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 60% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Grand River Mutual Telephone Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Mediacom Xtream, T-Mobile.

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