2013 E Main St, Lamoni, IA 50140 Property Records

Decatur County property record for 2013 E Main St, Lamoni, IA 50140

Property Summary

Property Type	Commercial
Details	25,988 sqft · built 1991
Lot Size	1.53 acres (66,766 sqft)
Owner	Company Name on Record
Last Sale	$1,200,000 (Mar 2025)
Tax Bill	$20,344 (2024)
Deeds & Mortgages	Jul 2022 Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1407100023`

Property Details

APN / Parcel Number

Primary APN	`1407100023`

Interior

Building Area	25,988 sqft Building Perimeter

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Lot Area	66,766 sqft (1.53 acres)

Location & Zoning

Street Address	2013 E MAIN ST
City	LAMONI
State	IA
Zip	50140-6315
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	7.67.26 TSC SUBDIVISION PARCEL B LOT 7 IN NW NW 7.67.26
Legal Range	26
Legal Township	67
Legal Section	07
Legal Subdivision	TSC SUBDIVISION
Legal Lot Number	7
Jurisdiction	DECATUR IA
Township / Civil Division	LAMONI
Census Block Group	2
Census Block	2070
Census Tract	960200

Owner

Source: Decatur County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2013 E MAIN ST, LAMONI, IA 50140-6315
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2022	Deed of Trust, Mortgage · Commercial Mortgage FNNB BANK
Mar 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage FNNB BANK
Sep 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage FNNB BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2025 · Amount on Record
Deed Sale	Mar 17, 2025 · Amount on Record
Prior Sale	Jul 25, 2022 · Amount on Record
Deed Document Number	2025326
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DECATUR IA
Property Address	2013 E MAIN ST, LAMONI, IA 50140-6315
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020221186
Date	Jul 25, 2022
Instrument	2022-1186

Lender

Name	FNNB BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DECATUR IA
Property Address	2013 E MAIN ST, LAMONI, IA 50140-6315
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020210367
Date	Mar 15, 2021
Instrument	2021-0367

Lender

Name	FNNB BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DECATUR IA
Property Address	2013 E MAIN ST, LAMONI, IA 50140-6315
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020201083
Date	Sep 4, 2020
Instrument	2020-1083

Lender

Name	FNNB BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Decatur County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Decatur County
Municipality	Lamoni City
Unified School District	Lamoni Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$774,710 (+47.82%) Land $35,690 Building $739,020	$774,710 (+47.82%) Land $35,690 Building $739,020
2024	$20,344.00 (+28.71%)
2023		$524,086 (+22%) Land $25,492 Building $498,594	$524,086 (+22%) Land $25,492 Building $498,594
2022		$429,579 Land $20,895 Building $408,684
2021	$15,806.00		$429,579 Land $20,895 Building $408,684

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (1980–2010)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jun 2010 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 60% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Grand River Mutual Telephone Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Mediacom Xtream, T-Mobile.

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