205 Westerly Rd, New Bern, NC 28560 Property Records

Craven County property record for 205 Westerly Rd, New Bern, NC 28560

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,162 sqft · built 2006
Lot Size	0.38 acres (16,545 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Apr 2008)
Tax Bill	$1,799 (2026)
Deeds & Mortgages	Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7-049-164`

Property Details

APN / Parcel Number

Primary APN	`7-049-164`
Alternative APN	`94463`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,162 sqft Living Area
1st Floor Area	1,162 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,545 sqft (0.38 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	94463
Street Address	205 WESTERLY RD
City	NEW BERN
State	NC
Zip	28560-9503
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 164 RIVER BLUFFS PH VI & PH VII REVISED
Legal Subdivision	RIVER BLUFFS
Legal Phase	VI
Legal Lot Number	164
Jurisdiction	CRAVEN NC
Township / Civil Division	7
Census Block Group	1
Census Block	1001
Census Tract	961101

Owner

205 Westerly Rd is owned by an individual who acquired it in September 2012.

Source: Craven County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 192, MC ALLISTER, MT 59740-0192
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2008 · Amount on File
Deed Sale	Apr 23, 2008 · Amount on File
Prior Sale	May 23, 2005 · Amount on File
Deed Book / Page	2717 / 175
Last Transfer Date	Sep 14, 2012
Transfer Doc	03129/0048
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	205 WESTERLY RD, NEW BERN, NC 28560-9503
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	ORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03715/1611
Date	Mar 7, 2022
Book Page	3715/1611
Instrument	10093025

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 205 Westerly Rd was $1,799.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,799.00	$371,720 (-) Land $50,000 Building $321,720	$371,720 (-) Land $50,000 Building $321,720
2025	$1,799.00	$371,720 Land $50,000 Building $321,720	$371,720 Land $50,000 Building $321,720
2023	$1,787.00 (+26.65%)	$371,720 (+60.85%) Land $50,000 Building $321,720	$371,720 Land $50,000 Building $321,720
2022	$1,411.00	$231,100 Land $40,000 Building $191,100
2018			$231,100 Land $40,000 Building $191,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 205 Westerly Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	2 (2018–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2024 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 205 Westerly Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20