203 Westerly Rd, New Bern, NC 28560 Property Records

Craven County property record for 203 Westerly Rd, New Bern, NC 28560 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,885 sqft · built 2006
Lot Size	0.349 acres (15,238 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Mar 2022)
Tax Bill	$1,798 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Apr 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`7-049-163`

Property Details

APN / Parcel Number

Primary APN	`7-049-163`
Alternative APNs	`129469` `98855`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,885 sqft Living Area
1st Floor Area	1,849 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2006
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,238 sqft (0.349 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	98855
Old Parcel Number	7-049-163
Street Address	203 WESTERLY RD
City	NEW BERN
State	NC
Zip	28560-9503
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 163 RIVER BLUFFS PH VI & PH VII REVISED
Legal Subdivision	RIVER BLUFFS
Legal Phase	VI
Legal Lot Number	163
Jurisdiction	CRAVEN NC
Township / Civil Division	7
Census Block Group	1
Census Block	1001
Census Tract	961101

Owner

Source: Craven County records · APN 7-049-163

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	203 WESTERLY RD, NEW BERN, NC 28560-9503
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2025	Deed of Trust, Mortgage · Line of Credit CORNING FCU
Apr 26, 2023	Deed of Trust, Mortgage · Line of Credit CORNING FCU
Mar 10, 2022	Deed, Transfer · Conventional Mortgage CORNING FCU
Jun 02, 2020	Warranty Deed, Transfer
Jun 02, 2020	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
May 26, 2017	Deed, Transfer · VA Mortgage USAA FSB

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 10, 2022 · Amount on Record
Deed Sale	Mar 10, 2022 · Amount on Record
Prior Sale	Jun 02, 2020
Deed Document Number	0003716767
Deed Book / Page	3716 / 767
Record Updated	Jun 07, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	203 WESTERLY RD, NEW BERN, NC 28560-9503
Transaction Type	Mortgage
Record Updated	Oct 06, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003853/716
Date	Sep 25, 2025
Book Page	3853/716
Instrument	10146497

Lender

Name	CORNING FCU
Type	Credit Union
Address	PO BOX 1450, CORNING, NY 14830

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	216 Months
Due	Sep 24, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	203 WESTERLY RD, NEW BERN, NC 28560-9503
Transaction Type	Mortgage
Record Updated	May 09, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03761/2152
Date	Apr 26, 2023
Book Page	3761/2152
Instrument	10111729

Lender

Name	CORNING FCU
Type	Credit Union
Address	CORNING, NY 14830

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	216 Months
Due	Apr 25, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CRAVEN NC
Recording Date	Mar 10, 2022
Property Address	203 WESTERLY RD, NEW BERN, NC 28560-9503
Document Number	003716/767
Book / Page	3716 / 767
Map Reference	CAB H SL 52 C-E
Instrument Date	Mar 01, 2022
Instrument	10093266
Transaction Type	Transfer
Record Updated	Mar 29, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 WESTERLY RD, NEW BERN, NC 28560-9503

Mortgage

Document Number	0003716771
Date	Mar 10, 2022
Instrument	3716/771

Lender

Name	CORNING FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Jun 02, 2020
Property Address	203 WESTERLY RD, NEW BERN, NC 28560-9503
Document Number	3615/805
Book / Page	3615 / 805
Map Reference	CAB H SL 52C-E
Instrument Date	Jun 01, 2020
Instrument	10055386
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3188 HIGHWAY 22 W, 3188, ALEXANDER CITY, AL 35010-4944

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 WESTERLY RD, NEW BERN, NC 28560-9503

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Jun 02, 2020
Property Address	203 WESTERLY RD, NEW BERN, NC 28560-9503
Document Number	3615/790
Book / Page	3615 / 790
Map Reference	CAB H SL 52C-E
Instrument Date	Apr 22, 2020
Instrument	10055384
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$549.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3188 HIGHWAY 22 W, 3188, ALEXANDER CITY, AL 35010-4944

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 WESTERLY RD, NEW BERN, NC 28560-9503

Mortgage

Document Number	3615793
Date	Jun 02, 2020
Instrument	3615/793

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2050

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CRAVEN NC
Recording Date	May 26, 2017
Property Address	203 WESTERLY RD, NEW BERN, NC 28560-9503
Document Number	3502/1235
Book / Page	3502 / 1235
Map Reference	PL CAB H SL 12E
Instrument Date	May 17, 2017
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$493.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14 BITTERWATER RD, 14, KING CITY, CA 93930-9401

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 WESTERLY RD, NEW BERN, NC 28560-9503

Mortgage

Document Number	3502/1239
Date	May 26, 2017
Book Page	3502/1239

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2047

Tax Assessment & Valuation

Source: Craven County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,798.00 (+0.67%)	$371,510 (-) Land $50,000 Building $321,510	$371,510 (-) Land $50,000 Building $321,510
2023	$1,786.00	$371,510 Land $50,000 Building $321,510	$371,510 Land $50,000 Building $321,510

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Craven County (37049C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370499611011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 38 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	2 (2018–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2024, other causes, Tropical Storm Debby

Wildfire

Wildfire Risk	Low above 36% of the US · above 51% of North Carolina
Wildfire Likelihood	About 1 in 3,226 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 49 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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