205 River Bend Dr, Chesterfield, MO 63017 Property Records

St. Louis County property record for 205 River Bend Dr, Chesterfield, MO 63017

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,689 sqft · built 1963
Lot Size	0.358 acres (15,581 sqft)
Owner	Individual Name on File
Last Sale	$217,000 (Nov 1999)
Tax Bill	$4,459 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Sep 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16Q-54-0097`

Property Details

APN / Parcel Number

Primary APN	`16Q-54-0097`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,689 sqft Living Area
Gross Area	3,155 sqft
1st Floor Area	1,232 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	15,581 sqft (0.358 acres)
Lot Dimensions	135 ft deep x 93 ft wide
Terrain	Above Road/Slope
Garage Type	Attached
Garage Area	466 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	234 sqft
Patio Area	481 sqft
Balcony Area	10 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	205 RIVER BEND DR
City	CHESTERFIELD
State	MO
Zip	63017-2662
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	105R2
Legal Description	RIVER BEND ESTATES 1ST ADDITION LOT 205
Legal Subdivision	RIVER BEND ESTATES 1ST ADDITION
Legal Lot Number	205
Jurisdiction	ST LOUIS MO
Township / Civil Division	MARYLAND HEIGHTS
Census Block Group	2
Census Block	2012
Census Tract	215105

Owner

205 River Bend Dr is owned and occupied by an individual who bought it in November 1999.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	205 RIVER BEND DR, CHESTERFIELD, MO 63017-2662
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 20, 2019	Deed of Trust, Mortgage QUICKEN LNS
Apr 13, 2018	Deed of Trust, Mortgage QUICKEN LNS
Feb 15, 2017	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 1999 · Amount on File
Deed Sale	Nov 23, 1999 · Amount on File
Deed Document Number	19991091
Deed Book / Page	2362 / 1725
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	205 RIVER BEND DR, CHESTERFIELD, MO 63017-2662
Transaction Type	Mortgage
Record Updated	Jun 24, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	205 RIVER BEND DR, CHESTERFIELD, MO 63017-2662

Mortgage

Document Number	0245380672
Date	Dec 24, 2020
Book Page	24538/672
Instrument	2020122400848

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	205 RIVER BEND DR, CHESTERFIELD, MO 63017-2662
Document Number	0237142059
Instrument Date	Sep 20, 2019
Transaction Type	Mortgage
Record Updated	Oct 25, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	205 RIVER BEND DR CHESTERFIELD MO 630172662, CHESTERFIELD, MO 63017-2662

Mortgage

Document Number	0237142059
Date	Sep 26, 2019
Book Page	023714/002059
Instrument	436

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	CHESTERFIELD, MO 63017-2662

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 25, 2049

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	205 RIVER BEND DR, CHESTERFIELD, MO 63017-2662
Document Number	0229900023
Instrument Date	Apr 13, 2018
Transaction Type	Mortgage
Record Updated	May 8, 2018
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	205 RIVER BEND DR CHESTERFIELD MO 630172662, CHESTERFIELD, MO 63017-2662

Mortgage

Document Number	0229900023
Date	Apr 19, 2018
Book Page	022990/000023
Instrument	123

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 18, 2048

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	205 RIVER BEND DR, CHESTERFIELD, MO 63017-2662
Document Number	0224260091
Book / Page	022426 / 000091
Instrument Date	Feb 15, 2017
Transaction Type	Mortgage
Record Updated	Mar 14, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	205 RIVER BEND DR CHESTERFIELD MO 630172662, CHESTERFIELD, MO 63017-2662

Mortgage

Document Number	0224260091
Date	Mar 7, 2017
Book Page	022426/000091
Instrument	27

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	KANSAS CITY, MO 64112

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 6, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 205 River Bend Dr was $4,459, up 0.1% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Chesterfield City
County	St. Louis County
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$76,800 (-) Land $44,350 Building $32,450	$404,200 (-) Land $233,400 Building $170,800
2025	$4,459.00 (+0.09%)	$76,800 Land $44,350 Building $32,450	$404,200 Land $233,400 Building $170,800
2024	$4,455.00 (+4.23%)
2023	$4,274.00 (+12.56%)	$67,300 (+22.86%) Land $27,610 Building $39,690	$354,200 Land $145,300 Building $208,900
2022	$3,797.00	$54,780 Land $23,660 Building $31,120
2021			$288,300 Land $124,500 Building $163,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 205 River Bend Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 205 River Bend Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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