St. Louis County property record for 196 River Bend Dr, Chesterfield, MO 63017 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2011 |
| Square Footage | 2,104 sqft Living Area |
| Lot Size | 22,782 sqft (0.523 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $293,600 (2019) |
| Tax Bill | $4,344.00 (2024) |
| Primary APN | 16Q-54-0042 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Building Area | 2,104 sqft Living Area |
| Gross Area | 2,649 sqft Gross Area |
| 1st Floor | 2,104 sqft 1st Floor |
| Family Room | Family Room |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Ranch Style |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Construction Type | Frame Construction |
| Foundation Type | No Foundation Foundation |
| Lot Area | 22,782 sqft (0.523 acres) |
| Depth X Width | 119 ft x 206 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 545 sqft Garage |
| Patio Area | 480 sqft Patio |
| Porch | Open Porch |
| Topography | Above Road/Slope Topography |
| Cooling System | Central Cooling |
|---|---|
| Heating Fuel | Electric Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 196 RIVER BEND DR |
|---|---|
| City | CHESTERFIELD |
| State | MO |
| Zip | 63017-2666 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | RIVER BEND ESTATES 1ST ADDITION LOT 196 |
| Legal Subdivision | RIVER BEND ESTATES 1ST ADDITION |
| Legal Lot Number | 196 |
| Jurisdiction | ST LOUIS MO |
| Minor Civil Division | MARYLAND HEIGHTS |
| Census Blockgroup | 2 |
| Census Block | 2012 |
| Census Tract | 215105 |
Source: St. Louis County records · APN 16Q-54-0042
Assessment roll updated September 29, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 196 RIVER BEND DR, CHESTERFIELD, MO 63017-2666 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 10, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage ENDEAVOR CAPITAL LLC |
| Oct 01, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MORTGAGE CORP |
| Jan 16, 2025 | Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU |
| May 15, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage LAKEVIEW LN SERVICING |
| Aug 21, 2019 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage ENDEAVOR CAP |
| Jan 02, 2019 | Warranty Deed, Transfer ENDEAVOR CAP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 02, 2019 · Amount on Record |
| Deed Sale | Jan 02, 2019 · Amount on Record |
| Prior Sale | May 27, 2014 · Amount on Record |
| Deed Doc Number | 2019322 |
| Deed Book / Page | 23340 / 1549 |
| Prior Transfer Date | Apr 24, 2015 |
| Prior Transfer Doc | 0214840340 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 196 RIVER BEND DR, CHESTERFIELD, MO 63017-2666 |
| Transaction Type | Mortgage |
| Record Updated | Feb 06, 2026 |
| Title Company | CHESTERFIELD TITLE AGENCY LLC, CHESTERFIELD TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Address | 196 RIVER BEND DR, CHESTERFIELD, MO 63017-2666 |
| Document Number | 0247065669 |
|---|---|
| Date | Mar 10, 2021 |
| Book Page | 24706/5669 |
| Instrument | 2021031000780 |
| Name | ENDEAVOR CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHESTERFIELD, MO 63017 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 196 RIVER BEND DR, CHESTERFIELD, MO 63017-2666 |
| Transaction Type | Mortgage |
| Record Updated | Feb 06, 2026 |
| Title Company | FREEDOM TITLE |
| Name | Verified Name |
|---|
| Document Number | 0251441306 |
|---|---|
| Date | Oct 01, 2021 |
| Book Page | 25144/1306 |
| Instrument | 2021100101050 |
| Name | AMERICAN MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | SAINT LOUIS, MO 63114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 196 RIVER BEND DR, CHESTERFIELD, MO 63017-2666 |
| Transaction Type | Mortgage |
| Record Updated | Feb 06, 2026 |
| Name | Verified Name |
|---|---|
| Address | 196 RIVER BEND DR, CHESTERFIELD, MO 63017-2666 |
| Document Number | 2025011600265 |
|---|---|
| Date | Jan 16, 2025 |
| Instrument | 2025011600265 |
| Name | FIRST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | CHESTERFIELD, MO 63005 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Dec 01, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 196 RIVER BEND DR, CHESTERFIELD, MO 63017-2666 |
| Document Number | 0241061768 |
| Instrument Date | May 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2020 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 196 RIVER BEND DR CHESTERFIELD MO 630172666, CHESTERFIELD, MO 63017-2666 |
| Document Number | 0241061768 |
|---|---|
| Date | Jun 25, 2020 |
| Book Page | 024106/001768 |
| Instrument | 283 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | CORAL GABLES, FL 33146 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 24, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 196 RIVER BEND DR, CHESTERFIELD, MO 63017-2666 |
| Document Number | 0236724724 |
| Instrument Date | Aug 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2019 |
| Title Company | CHESTERFIELD TITLE AGENCY LLC, CHESTERFIELD TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 196 RIVER BEND DR CHESTERFIELD MO 630172666, CHESTERFIELD, MO 63017-2666 |
| Document Number | 0236724724 |
|---|---|
| Date | Aug 27, 2019 |
| Book Page | 023672/004724 |
| Instrument | 665 |
| Name | ENDEAVOR CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | CHESTERFIELD, MO 63017 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 26, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Jan 02, 2019 |
| Property Address | 196 RIVER BEND DR, CHESTERFIELD, MO 63017-2666 |
| Document Number | 0233401549 |
| Book / Page | 023340 / 001549 |
| Instrument Date | Dec 28, 2018 |
| Instrument | 322 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2019 |
| Title Company | TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 196 RIVER BEND DR CHESTERFIELD MO 630172666, CHESTERFIELD, MO 63017-2666 |
| Document Number | 233401552 |
|---|---|
| Date | Jan 02, 2019 |
| Book Page | 023340/001552 |
| Instrument | 323 |
| Name | ENDEAVOR CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | CHESTERFIELD, MO 63017 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 01, 2049 |
Source: St. Louis County records · Assessment roll updated September 29, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Chesterfield City |
| County | St. Louis County |
| Unified School District | Parkway C-2 School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $75,030 (+14.36%) Land $47,540 Building $27,490 | $394,900 (+14.36%) Land $250,200 Building $144,700 | |
| 2024 | $4,344.00 (+4.25%) | ||
| 2023 | $4,167.00 (+11.36%) | $65,610 (+21.55%) Land $29,600 Building $36,010 | $345,300 (+21.54%) Land $155,800 Building $189,500 |
| 2022 | $3,742.00 | $53,980 Land $25,370 Building $28,610 | |
| 2021 | $284,100 Land $133,500 Building $150,600 |
196 River Bend Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · St. Louis County (29189C), updated August 10, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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