Hennepin County property record for 205 Mallard Ln, Loretto, MN 55357
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.25 ba · 2,285 sqft · built 1993 |
| Lot Size | 0.55 acres (23,958 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $380,000 (Dec 2017) |
| Tax Bill | $7,102 (2025) |
| Deeds & Mortgages | Oct 2026 Mortgage Dec 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-118-23-34-0052 |
| Primary APN | 06-118-23-34-0052 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.25 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,285 sqft Living Area |
| Gross Area | 3,571 sqft |
| 1st Floor Area | 1,019 sqft |
| 2nd Floor Area | 1,266 sqft |
| Basement Area | 562 sqft |
| Family Room | Family Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stone |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 23,958 sqft (0.55 acres) |
| Lot Dimensions | 256 ft deep x 9 ft wide |
| View / Lot | Lake |
| Garage Type | Attached |
| Garage Area | 724 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 121 sqft |
| Deck Area | 492 sqft |
| Patio Area | 492 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Electric |
| Street Address | 205 MALLARD LN |
|---|---|
| City | LORETTO |
| State | MN |
| Zip | 55357-9563 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 015 BLOCK 001 T THE PONDS AT LORETTO N92X256X93X263 |
| Legal Range | 23 |
| Legal Township | 118 |
| Legal Section | 06 |
| Legal Quarter | 34 |
| Legal Subdivision | THE PONDS AT LORETTO |
| Legal Block | 1 |
| Legal Lot Number | 15 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | LORETTO |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 27101 |
205 Mallard Ln is owned and occupied by two individuals who bought it in December 2017.
Source: Hennepin County records, as of October 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 205 MALLARD LN, LORETTO, MN 55357-9563 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 2, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Dec 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Dec 8, 2017 | Warranty Deed, Transfer EDINA RLTY MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 8, 2017 · Amount on File |
| Deed Sale | Dec 8, 2017 · Amount on File |
| Deed Document Number | 20175497390 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Oct 2, 2026 |
| Property Address | 205 MALLARD LN, LORETTO, MN 55357-9563 |
| Document Number | 0006228934 |
| Instrument Date | Sep 28, 2026 |
| Instrument | 20266228934 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 205 MALLARD LN, LORETTO, MN 55357-9563 |
| Document Number | 0006228934, |
|---|---|
| Date | Oct 2, 2026 |
| Instrument | 20266228934 |
| Name | NEWREZ LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 205 MALLARD LN, LORETTO, MN 55357-9563 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2022 |
| Title Company | AVENUE 365 LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0T05910662 |
|---|---|
| Date | Dec 29, 2021 |
| Instrument | T05910662 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Jan 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Dec 8, 2017 |
| Property Address | 205 MALLARD LN, LORETTO, MN 55357-9563 |
| Document Number | 0005497390 |
| Instrument Date | Nov 13, 2017 |
| Instrument | 5497390 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,292.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 205 MALLARD LN LORETTO MN 553579563, LORETTO, MN 55357-9563 |
| Document Number | 5497391 |
|---|---|
| Date | Dec 8, 2017 |
| Instrument | 5497391 |
| Name | EDINA RLTY MTG |
|---|---|
| Type | Mortgage Company |
| Address | WEST DES MOINES, IA 50266 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Dec 7, 2047 |
The 2025 property tax bill for 205 Mallard Ln was $7,102 with a homeowner's exemption.
Source: Hennepin County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Loretto City |
| Unified School District | Delano Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,102.00 | $468,500 Land $74,000 Building $394,500 | $468,500 Land $74,000 Building $394,500 |
| 2023 | $6,852.00 Homeowner's exemption | ||
| 2022 | $488,000 Land $71,000 Building $417,000 | $488,000 Land $71,000 Building $417,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 205 Mallard Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 205 Mallard Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Loretto serves 637 people · EPA ID MN1270019 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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