Hennepin County property record for 185 Mallard Ln, Loretto, MN 55357 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2005 |
| Square Footage | 1,522 sqft Living Area |
| Lot Size | 16,117 sqft (0.37 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $475,000 (2021) |
| Tax Bill | $6,563.00 (2025) |
Source: Hennepin County records · APN 06-118-23-34-0050
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 185 MALLARD LN, LORETTO, MN 55357-9523 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 09, 2022 | Deed of Trust, Mortgage · Line of Credit SHAREPOINT CU |
| Oct 13, 2021 | Warranty Deed, Transfer · Conventional Mortgage ONWARD FINANCING LLC |
| May 01, 2017 | Warranty Deed, Transfer BURNET TITLE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 13, 2021 · Amount on Record |
| Deed Sale | Oct 13, 2021 · Amount on Record |
| Prior Sale | May 01, 2017 · Amount on Record |
| Deed Doc Number | 20215886889 |
| Last Transfer Date | May 29, 2024 |
| Transfer Doc | 00T6076799 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 185 MALLARD LN, LORETTO, MN 55357-9523 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0T05927929 |
|---|---|
| Date | Mar 09, 2022 |
| Instrument | T05927929 |
| Name | SHAREPOINT CU |
|---|---|
| Type | Credit Union |
| Address | MINNEAPOLIS, MN 55437 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 204 Months |
| Due | Mar 08, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Oct 13, 2021 |
| Property Address | 185 MALLARD LN, LORETTO, MN 55357-9523 |
| Document Number | 0T05886889 |
| Instrument Date | Oct 13, 2021 |
| Instrument | T05886889 |
| Transaction Type | Transfer |
| Record Updated | Nov 02, 2021 |
| Title Company | WATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,567.50 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 185 MALLARD LN, LORETTO, MN 55357-9523 |
| Document Number | 0T05886892 |
|---|---|
| Date | Oct 13, 2021 |
| Instrument | T05886892 |
| Name | ONWARD FINANCING LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | May 01, 2017 |
| Property Address | 185 MALLARD LN, LORETTO, MN 55357-9523 |
| Document Number | 0005439360 |
| Instrument Date | Apr 14, 2017 |
| Instrument | 5439360 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2017 |
| Title Company | BURNET TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,258.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 185 MALLARD LN LORETTO MN 553579523, LORETTO, MN 55357-9523 |
Source: Hennepin County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Loretto City |
| Unified School District | Delano Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,563.00 (-9.29%) | $435,900 (-9.36%) Land $74,000 Building $361,900 | $435,900 (-9.36%) Land $74,000 Building $361,900 |
| 2024 | $7,235.00 (+11.29%) | $480,900 (+3.87%) Land $84,000 Building $396,900 | $480,900 (+3.87%) Land $84,000 Building $396,900 |
| 2023 | $6,501.00 Homeowner's exemption | ||
| 2022 | $463,000 Land $71,000 Building $392,000 | $463,000 Land $71,000 Building $392,000 |
Source: FEMA National Flood Hazard Layer, Hennepin County (27053C), updated December 25, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 1% of the US · above 4% of Minnesota |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 06-118-23-34-0050 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,522 sqft Living Area |
| Gross Area | 3,361 sqft Gross Area |
| 1st Floor | 1,522 sqft 1st Floor |
| Basement Area | 1,355 sqft Basement |
| Family Room | Family Room |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Ranch Style |
| Exterior Material | Metal Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 16,117 sqft (0.37 acres) |
| Depth X Width | 151 ft x 90 ft Depth x Width |
| Garage Type | Attached Garage |
| Garage Area | 484 sqft Garage |
| Deck Area | 420 sqft Deck |
|---|---|
| Patio Area | 143 sqft Patio |
| Porch | Open Porch |
| Porch Area | 42 sqft Porch |
| View | Lake View |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | Floor/Wall Furnace Heating |
| Heating Fuel | Electric Heating Fuel |
| Street Address | 185 MALLARD LN |
|---|---|
| City | LORETTO |
| State | MN |
| Zip | 55357-9523 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 013 BLOCK 001 T THE PONDS AT LORETTO N 90X151X104X203 |
| Legal Range | 23 |
| Legal Township | 118 |
| Legal Section | 06 |
| Legal Quarter | 34 |
| Legal Subdivision | THE PONDS AT LORETTO |
| Legal Block | 1 |
| Legal Lot Number | 13 |
| Jurisdiction | HENNEPIN MN |
| Minor Civil Division | LORETTO |
| Census Blockgroup | 3 |
| Census Block | 3013 |
| Census Tract | 27101 |
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