Lorain County property record for 205 Lear Rd, Avon Lake, OH 44012
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,040 sqft · built 1960 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $66,000 (Mar 2026) |
| Tax Bill | $2,456 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Aug 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-00-030-121-016 |
| Primary APN | 04-00-030-121-016 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 4,792 sqft (0.11 acres) |
| Lot Dimensions | 120 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 286 sqft |
| Canopy | 220 sqft |
| Heating System | HVAC |
|---|
| Street Address | 205 LEAR RD |
|---|---|
| City | AVON LAKE |
| State | OH |
| Zip | 44012-1931 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EAGLE POINT 40 X 120 |
| Legal Subdivision | EAGLE POINT ON THE LAKE ALLOTMENT |
| Legal Block | 121 |
| Legal Lot Number | 33 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | AVON LAKE |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 97402 |
Source: Lorain County records, as of March 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 205 LEAR RD, AVON LAKE, OH 44012-1931 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 9, 2026 | Warranty Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD |
| Aug 1, 2022 | Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 9, 2026 · Amount on Record |
| Deed Sale | Mar 9, 2026 · Amount on Record |
| Prior Sale | Oct 23, 2024 · Amount on Record |
| Deed Document Number | 2026-0087469 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Mar 9, 2026 |
| Property Address | 205 LEAR RD, AVON LAKE, OH 44012-1931 |
| Document Number | 0000087469 |
| Map Reference | VOL 8 PG 19&20 |
| Instrument Date | Mar 2, 2026 |
| Instrument | 2026-0087469 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2026 |
| Title Company | MILLER HOME TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 205 LEAR RD, AVON LAKE, OH 44012-1931 |
| Document Number | 0000087470 |
|---|---|
| Date | Mar 9, 2026 |
| Instrument | 2026-0087470 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Aug 1, 2022 |
| Property Address | 205 LEAR RD, AVON LAKE, OH 44012-1931 |
| Document Number | 0000885538 |
| Map Reference | VOL 8 PG 19&20 |
| Instrument Date | Jul 15, 2022 |
| Instrument | 2022-0885538 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 205 LEAR RD, AVON LAKE, OH 44012-1931 |
| Document Number | 0000885539 |
|---|---|
| Date | Aug 1, 2022 |
| Instrument | 2022-0885539 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2052 |
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| Municipality | Avon Lake City |
| County | Lorain County |
| Unified School District | Avon Lake City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,456.00 | $46,200 (+0.01%) Land $15,400 Building $30,800 | $131,990 (-) Land $44,000 Building $87,990 |
| 2024 | $2,456.00 (+48.4%) | $46,197 (+48.43%) Land $15,400 Building $30,797 | $131,990 (+48.44%) Land $44,000 Building $87,990 |
| 2023 | $1,655.00 (+40.61%) | $31,123 (+0.01%) Land $9,902 Building $21,221 | $88,920 (-) Land $28,290 Building $60,630 |
| 2022 | $1,177.00 | $31,120 Land $9,900 Building $21,220 | |
| 2021 | $88,920 Land $28,290 Building $60,630 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AVON LAKE CITY PWS serves 23,659 people · EPA ID OH4700311 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Breezeline Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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