Lorain County property record for 198 Lear Rd, Avon Lake, OH 44012
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,640 sqft · built 1996 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $360,000 (Jun 2026) |
| Tax Bill | $4,198 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jun 2026 Transfer + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-00-019-144-256 |
| Primary APN | 04-00-019-144-256 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,640 sqft Living Area |
| Gross Area | 2,080 sqft |
| 1st Floor Area | 1,640 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 22,651 sqft (0.52 acres) |
| Lot Dimensions | 190 ft deep x 120 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 140 sqft |
| Patio Area | 190 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 198 LEAR RD |
|---|---|
| City | AVON LAKE |
| State | OH |
| Zip | 44012-1908 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FROM -021 |
| Legal Subdivision | AVON LAKE |
| Legal Block | 144 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | AVON LAKE |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 97402 |
198 Lear Rd is owned and occupied by two individuals who bought it in June 2026.
Source: Lorain County records, as of August 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 198 LEAR RD, AVON LAKE, OH 44012-1908 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 23, 2026 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| Jun 16, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Sep 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Mar 17, 2025 | Transfer on Death Deed, Transfer |
| Mar 1, 2023 | Transfer on Death Deed, Transfer |
| May 15, 2020 | Warranty Deed, Transfer · Conventional Mortgage PNC BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 23, 2026 · Amount on File |
| Deed Sale | Jun 23, 2026 · Amount on File |
| Prior Sale | May 15, 2020 · Amount on File |
| Deed Document Number | 2026100808 |
| Prior Transfer Date | Jun 15, 2026 |
| Prior Transfer Doc | 0000100015 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jun 23, 2026 |
| Property Address | 198 LEAR RD, AVON LAKE, OH 44012-1908 |
| Document Number | 0000100808 |
| Instrument Date | Jun 17, 2026 |
| Instrument | 2026100808 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2026 |
| Title Company | OHIO REAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $145,440.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 198 LEAR RD, AVON LAKE, OH 44012-1908 |
| Document Number | 0000100810, |
|---|---|
| Date | Jun 23, 2026 |
| Instrument | 2026100810 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jun 16, 2026 |
| Property Address | 198 LEAR RD, AVON LAKE, OH 44012-1908 |
| Document Number | 0000100015 |
| Instrument Date | Jun 15, 2026 |
| Instrument | 2026100015 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3887 MOORS EDGE LN, POWELL, OH 43065-5226 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 198 LEAR RD, AVON LAKE, OH 44012-1908 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000840304 |
|---|---|
| Date | Sep 21, 2021 |
| Instrument | 2021-0840304 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2036 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Mar 17, 2025 |
| Property Address | 198 LEAR RD, AVON LAKE, OH 44012-1908 |
| Document Number | 0000045562 |
| Instrument Date | Mar 10, 2025 |
| Instrument | 2025-0045562 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 198 LEAR RD, AVON LAKE, OH 44012-1908 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Mar 1, 2023 |
| Property Address | 198 LEAR RD, AVON LAKE, OH 44012-1908 |
| Document Number | 0000908227 |
| Instrument Date | Feb 21, 2023 |
| Instrument | 2023-0908227 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 198 LEAR RD, AVON LAKE, OH 44012-1908 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | May 15, 2020 |
| Property Address | 198 LEAR RD, AVON LAKE, OH 44012-1908 |
| Document Number | 0000760486 |
| Instrument Date | May 4, 2020 |
| Instrument | 760486 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2020 |
| Title Company | INFINITY TITLE CORPORATION, INFINITY TITLE CORP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $900.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 198 LEAR RD AVON LAKE OH 440121908, AVON LAKE, OH 44012-1908 |
| Document Number | 760487 |
|---|---|
| Date | May 15, 2020 |
| Instrument | 760487 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | DAYTON, OH 45401-8800 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 14, 2050 |
The 2025 property tax bill for 198 Lear Rd was $4,198, up 7% from the year before.
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| Municipality | Avon Lake City |
| County | Lorain County |
| Unified School District | Avon Lake City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,198.00 (+6.98%) | $82,940 (%) Land $23,530 Building $59,410 | $236,980 (-) Land $67,230 Building $169,750 |
| 2024 | $3,924.00 (+6.51%) | $82,943 (+19.75%) Land $23,531 Building $59,413 | $236,980 (+19.75%) Land $67,230 Building $169,750 |
| 2023 | $3,684.00 (+1.04%) | $69,265 (-0.01%) Land $19,397 Building $49,868 | $197,900 Land $55,420 Building $142,480 |
| 2022 | $3,646.00 | $69,270 Land $19,400 Building $49,870 | |
| 2021 | $197,900 Land $55,420 Building $142,480 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 198 Lear Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 198 Lear Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AVON LAKE CITY PWS serves 23,659 people · EPA ID OH4700311 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Breezeline Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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