205 E Michigan Ave, Berthoud, CO 80513 Property Records

Larimer County property record for 205 E Michigan Ave, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,328 sqft · built 1997
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$485,000 (May 2021)
Tax Bill	$3,214 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`94242-14-003`

Property Details

APN / Parcel Number

Primary APN	`94242-14-003`
Alternative APN	`R1503367`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,328 sqft Living Area
Basement Area	1,328 sqft
Interior Walls	Wallboard/Drywall
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1997
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Detached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1503367
Old Parcel Number	9424214003
Street Address	205 E MICHIGAN AVE
City	BERTHOUD
State	CO
Zip	80513-1374
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3, BLK 5, MARY'S FARM SUB, BER (AKA LOT 3, BLK 5, BERTHOUD HEIGHTS EAST SUB, BER)
Legal Range	69
Legal Township	04
Legal Section	24
Legal Quarter	NW
Legal Subdivision	MARY S FARM
Legal Block	5
Legal Lot Number	3
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	2
Census Block	2031
Census Tract	2700

Owner

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	205 E MICHIGAN AVE, BERTHOUD, CO 80513-1374
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2021	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Mar 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage ELEVATIONS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2021 · Amount on Record
Deed Sale	May 21, 2021 · Amount on Record
Prior Sale	Nov 6, 2001
Deed Document Number	20210050708
Record Updated	Jun 8, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	May 21, 2021
Property Address	205 E MICHIGAN AVE, BERTHOUD, CO 80513-1374
Document Number	0000050708
Instrument Date	May 20, 2021
Instrument	20210050708
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$48.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	205 E MICHIGAN AVE, BERTHOUD, CO 80513-1374

Mortgage

Document Number	0000050709
Date	May 21, 2021
Instrument	20210050709

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	205 E MICHIGAN AVE, BERTHOUD, CO 80513-1374
Document Number	0000017295
Instrument Date	Mar 9, 2018
Transaction Type	Mortgage
Record Updated	Apr 3, 2018
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	205 E MICHIGAN AVE BERTHOUD CO 805131374, BERTHOUD, CO 80513-1374

Mortgage

Document Number	0000017295
Date	Mar 26, 2018
Instrument	17295

Lender

Name	ELEVATIONS CU
Address	BROOMFIELD, CO 80021

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 25, 2048

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,214.00 (+8.8%)	$31,762 (-10.62%) Land $2,731 Building $29,031	$508,200 (-4.19%) Land $43,700 Building $464,500
2023	$2,954.00 (+14.94%)	$35,537 (+32.57%) Land $2,928 Building $32,609	$530,400 (+37.52%) Land $43,700 Building $486,700
2022	$2,570.00	$26,806 Land $3,037 Building $23,769	$385,700 Land $43,700 Building $342,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, CenturyLink.

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