203 E Michigan Ave, Berthoud, CO 80513 Property Records

Larimer County property record for 203 E Michigan Ave, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,088 sqft · built 1997
Lot Size	0.176 acres (7,668 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,328 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jul 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`94242-14-002`

Property Details

APN / Parcel Number

Primary APN	`94242-14-002`
Alternative APN	`R1503359`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,088 sqft Living Area
Basement Area	802 sqft
Finished Basement	802 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,668 sqft (0.176 acres)
Garage Type	Detached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	342 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R1503359
Street Address	203 E MICHIGAN AVE
City	BERTHOUD
State	CO
Zip	80513-1374
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2, BLK 5, MARYS FARM SUB, BER (AKA LOT 2, BLK 5, BERTHOUD HEIGHTS EAST SUB, BER)
Legal Range	69W
Legal Township	4N
Legal Section	24
Legal Subdivision	MARY`S FARM
Legal Block	5
Legal Lot Number	2
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	2
Census Block	2031
Census Tract	2700

Owner

Source: Larimer County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	203 E MICHIGAN AVE, BERTHOUD, CO 80513-1374
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage LIBERTY SAVINGS BANK FSB
Jul 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage LEBERTY SAVINGS BANK FSB
Dec 6, 2017	Intrafamily Transfer, Transfer · FHA Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2017
Deed Sale	Dec 6, 2017
Prior Sale	Oct 8, 2003 · Amount on Record
Deed Document Number	201782138
Prior Transfer Date	Nov 30, 2017
Prior Transfer Doc	0000082138
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	203 E MICHIGAN AVE, BERTHOUD, CO 80513-1374
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049551
Date	Jul 7, 2020
Instrument	20200049551

Lender

Name	LIBERTY SAVINGS BANK FSB
Type	Bank
Address	WILMINGTON, OH 45177

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	203 E MICHIGAN AVE, BERTHOUD, CO 80513-1374
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041773
Date	Jul 10, 2018
Instrument	20180041773

Lender

Name	LEBERTY SAVINGS BANK FSB
Type	Non-Lending Institution
Address	WILMINGTON, OH 45177

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

December 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LARIMER CO
Recording Date	Dec 6, 2017
Property Address	203 E MICHIGAN AVE, BERTHOUD, CO 80513-1374
Document Number	0000082138
Instrument Date	Nov 30, 2017
Instrument	20170082138
Transaction Type	Transfer
Record Updated	Mar 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 E MICHIGAN AVE, BERTHOUD, CO 80513-1374

Mortgage

Document Number	0000082139
Date	Dec 6, 2017
Instrument	20170082139

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,328.00 (+6.84%)	$32,894 (-8.83%) Land $2,731 Building $30,163	$526,300 (-2.27%) Land $43,700 Building $482,600
2024	$3,115.00 (+3.7%)
2023	$3,004.00 (+16.3%)	$36,080 (+33.94%) Land $2,928 Building $33,152	$538,500 (+38.93%) Land $43,700 Building $494,800
2022	$2,583.00	$26,938 Land $3,037 Building $23,901	$387,600 Land $43,700 Building $343,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, CenturyLink.

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