205 2nd St, Frederick, MD 21701 Property Records

Frederick County property record for 205 2nd St, Frederick, MD 21701

Property Summary

Property Type	Townhouse
Details	4 ba · 5,856 sqft · built 1905
Lot Size	0.146 acres (6,369 sqft)
Owner	2 Individual Names on Record
Last Sale	$955,000 (Dec 2020)
Tax Bill	$17,662 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-019116`

Property Details

APN / Parcel Number

Primary APN	`02-019116`
Alternative APNs	`2019116` `019116`

Interior

Full Baths	4 Baths
Stories	3 Stories
Building Area	5,856 sqft Living Area
1st Floor Area	1,952 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Brick
Roof Type	Sawtooth
Roof Material	Metal
Lot Area	6,369 sqft (0.146 acres)
Lot Dimensions	193 ft deep x 33 ft wide
Garage Type	Detached
Garage Area	682 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	171 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Municipal

Location & Zoning

Account Number	019116
Street Address	205 2ND ST
City	FREDERICK
State	MD
Zip	21701
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	DR
Legal Description	LT 33 X 193 205 E. 2ND ST. FREDERICK
Legal Subdivision	FREDERICK
Legal Lot Number	205
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	2
Census Block	2008
Census Tract	750200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Frederick Historic District (Boundary Increase) listed 1988 · 2,435 contributing resources · NRIS 88000713
Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of April 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	205 E 2ND ST, FREDERICK, MD 21701-5306
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage WOODSBORO BANK
Feb 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage WOODSBORO BANK
Nov 30, 2020	Deed of Trust, Transfer · Conventional Mortgage WEIGHT FOREST & VIRGINIA TRUST
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage FORREST AND VIRGINIA TR (CT))

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2020 · Amount on Record
Deed Sale	Dec 11, 2020 · Amount on Record
Prior Sale	Feb 20, 1991 · Amount on Record
Deed Book / Page	14352 / 263
Prior Transfer Date	May 6, 2015
Prior Transfer Doc	0105340449
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Recording Date	Aug 18, 2026
Property Address	205 E 2ND ST, FREDERICK, MD 21701-5306
Document Number	1801000274
Book / Page	18011 / 274
Instrument Date	Aug 7, 2026
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	205 E 2ND ST, FREDERICK, MD 21701-5306

Mortgage

Document Number	1801000274,
Date	Aug 18, 2026
Book Page	18011/274

Lender

Name	WOODSBORO BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	205 E 2ND ST, FREDERICK, MD 21701-5306
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0145640142
Date	Feb 19, 2021
Book Page	14564/142

Lender

Name	WOODSBORO BANK
Type	Bank
Address	WOODSBORO, MD 21798

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

November 2020: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	205 E 2ND ST, FREDERICK, MD 21701-5306
Document Number	0143520268
Instrument Date	Nov 30, 2020
Transaction Type	Transfer
Record Updated	Feb 8, 2021
Title Company	ATTORNEY ONLY

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	205 E 2ND ST FREDERICK MD 217015306, FREDERICK, MD 21701-5306

Mortgage

Document Number	0143520268
Date	Dec 11, 2020
Book Page	014352/000268

Lender

Name	WEIGHT FOREST & VIRGINIA TRUST
Address	MIDLOTHIAN, VA 23113

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	205 E 2ND ST, FREDERICK, MD 21701-5306
Document Number	0143520269
Instrument Date	Nov 30, 2020
Transaction Type	Mortgage
Record Updated	Apr 13, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	205 E 2ND ST FREDERICK MD 217015306, FREDERICK, MD 21701-5306

Mortgage

Document Number	0143520269
Date	Dec 11, 2020
Book Page	014352/000269

Lender

Name	FORREST AND VIRGINIA TR (CT))
Address	MIDLOTHIAN, VA 23113

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,662.00 (+5.23%)	$962,800 (+12.07%) Land $180,900 Building $781,900	$962,800 (-) Land $180,900 Building $781,900
2024	$16,784.00 (+8.06%)
2023	$15,532.00	$859,133	$962,800 Land $180,900 Building $781,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1996)
Most Recent Claim	Jun 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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