203 2nd St, Frederick, MD 21701 Property Records

Frederick County property record for 203 2nd St, Frederick, MD 21701 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2.5 Baths
Year Built	Built 1927
Square Footage	2,632 sqft Living Area
Lot Size	13,325 sqft (0.306 acres)
Garage	Detached, 616 sqft
Occupancy	Owner Occupied
Last Sale	$775,000 (2021)
Tax Bill	$11,595.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`02-108976`
Alternative APNs	`2108976` `108976`

Interior

Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	2,632 sqft Living Area
1st Floor	1,316 sqft 1st Floor
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Architectural Style	Conventional Style
Exterior Material	Brick Exterior
Construction Type	Brick Construction
Roof Material	Slate Roof
Lot Area	13,325 sqft (0.306 acres)
Depth X Width	205 ft x 65 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	616 sqft Garage
Porch	Open Porch
Porch Area	520 sqft Porch

Utilities and HVAC

Heating System	Radiant Heating
Sewage	Municipal Sewage

Location & Zoning

Account Number	108976
Street Address	203 2ND ST
City	FREDERICK
State	MD
Zip	21701
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LT 65 X 205 203 W. 2ND ST. FREDERICK
Legal Subdivision	FREDERICK
Legal Lot Number	203
Jurisdiction	FREDERICK MD
Minor Civil Division	2, FREDERICK
Census Blockgroup	2
Census Block	2038
Census Tract	750600

Owner

Source: Frederick County records · APN 02-108976

Assessment roll updated August 4, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	203 W 2ND ST, FREDERICK, MD 21701-4915
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Tenant By Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 28, 2021 · Amount on Record
Deed Sale	Jan 28, 2021 · Amount on Record
Prior Sale	Oct 15, 2007
Deed Book / Page	14496 / 34
Prior Transfer Date	Jun 18, 2007
Prior Transfer Doc	0067660258
Record Refreshed	Jun 08, 2026

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jan 28, 2021
Property Address	203 W 2ND ST, FREDERICK, MD 21701-4915
Document Number	0144960034
Book / Page	14496 / 34
Instrument Date	Jan 07, 2021
Transaction Type	Transfer
Record Updated	Aug 09, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,875.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	203 W 2ND ST, FREDERICK, MD 21701-4915

Mortgage

Document Number	1449639
Date	Jan 28, 2021
Instrument	14496/39

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2051

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$837,900 (+27.59%) Land $309,900 Building $528,000	$837,900 (-) Land $309,900 Building $528,000
2024	$11,595.00 (+7.31%)
2023	$10,805.00 Homeowner's exemption	$656,700	$837,900 Land $309,900 Building $528,000

Flood & Wildfire

203 2nd St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Historic District	Within the Frederick Historic District (Boundary Increase) listed 1988 · 2,435 contributing resources · NRIS 88000713
Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.