20499 60th Ave, Milaca, MN 56353 Property Records

Mille Lacs County property record for 20499 60th Ave, Milaca, MN 56353

Property Summary

Property Type	Seasonal / Vacation Home
Details	built 2023
Lot Size	65.3 acres (2,844,468 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Jun 2024)
Tax Bill	$2,246 (2026)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Nov 2022 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-026-0704`

Property Details

APN / Parcel Number

Primary APN	`07-026-0704`

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Lot Area	2,844,468 sqft (65.3 acres)
Garage Area	988 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	20499 60TH AVE
City	MILACA
State	MN
Zip	56353-3122
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	N 1/2 OF SE, EX SW OF NW OF SE, & EX S 566.7 FT OF E 361.4 FT 26 39 26 65.30
Legal Range	26
Legal Township	39
Legal Section	26
Jurisdiction	MILLE LACS MN
Township / Civil Division	HAYLAND
Census Block Group	1
Census Block	1037
Census Tract	970300

Owner

Source: Mille Lacs County assessment roll, as of September 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	20499 60TH AVE, MILACA, MN 56353-3122
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2023	Warranty Deed, Transfer · Conventional Mortgage LAKE AREA MORTGAGE
Nov 15, 2022	Warranty Deed, Transfer HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT
Sep 23, 2022	Quit Claim Deed, Transfer · Construction Mortgage SHERBURNE STATE BANK
Nov 10, 2020	Warranty Deed, Transfer · Balloon Mortgage SHERBURNE STATE BANK
Nov 10, 2020	Personal Representative Deed, Transfer HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 12, 2024 · Amount on Record
Deed Sale	Jun 12, 2024 · Amount on Record
Prior Sale	Aug 22, 2023 · Amount on Record
Deed Document Number	2024441389
Prior Transfer Date	Oct 27, 2022
Prior Transfer Doc	000A433914
Record Updated	Sep 20, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Aug 22, 2023
Property Address	20499 60TH AVE, MILACA, MN 56353-3122
Document Number	000A437563
Instrument Date	Jul 28, 2023
Instrument	A437563
Transaction Type	Transfer
Record Updated	Oct 20, 2023
Title Company	ALL AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,039.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8075 CASPER WAY, INVER GROVE HEIGHTS, MN 55076-4524

Mortgage

Document Number	000A437564
Date	Aug 22, 2023
Instrument	A437564

Lender

Name	LAKE AREA MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Sep 1, 2026
Change Frequency	6 Months
Min Rate At Change	4%
Max Rate At Change	7.25%
Max Rate	10.2%

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Nov 15, 2022
Property Address	20499 60TH AVE, MILACA, MN 56353-3122
Document Number	000A433914
Instrument Date	Oct 27, 2022
Instrument	A433914
Transaction Type	Transfer
Record Updated	Aug 28, 2023
Title Company	HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT

Transaction

Amount	Amount Recorded
Tax	$1.65
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	11190 WOODS EDGE AVE, BECKER, MN 55308-4553

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILLE LACS MN
Recording Date	Sep 23, 2022
Property Address	20499 60TH AVE, MILACA, MN 56353-3122
Document Number	000A433231
Instrument Date	Sep 16, 2022
Instrument	A433231
Transaction Type	Transfer
Record Updated	Aug 28, 2023
Title Company	HOME SECURITY ABSTRACT & TIT

Transaction

Amount	Amount Recorded
Tax	$1.65
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11190 WOODS EDGE AVE, BECKER, MN 55308-4553

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	11190 WOODS EDGE AVE, BECKER, MN 55308-4553

Mortgage

Document Number	000A433232
Date	Sep 23, 2022
Instrument	A433232

Lender

Name	SHERBURNE STATE BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	72 Months
Due	Nov 16, 2028

Interest

Rate Type	Fixed Rate

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Nov 10, 2020
Property Address	20499 60TH AVE, MILACA, MN 56353-3122
Document Number	000A420545
Instrument Date	Oct 30, 2020
Instrument	A420545
Transaction Type	Transfer
Record Updated	Aug 28, 2023
Title Company	HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$313.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11190 WOODS EDGE AVE, BECKER, MN 55308-4553

Mortgage

Document Number	000A420546
Date	Nov 10, 2020
Instrument	A420546

Lender

Name	SHERBURNE STATE BANK

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

November 2020: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	MILLE LACS MN
Recording Date	Nov 10, 2020
Property Address	20499 60TH AVE, MILACA, MN 56353-3122
Document Number	000A420544
Instrument Date	Oct 13, 2020
Instrument	A420544
Transaction Type	Transfer
Record Updated	Aug 28, 2023
Title Company	HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT

Transaction

Amount	Amount Recorded
Tax	$1.65
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	535 3RD AVE SE, MILACA, MN 56353-1231

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 5, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Hayland Township
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,246.00 (+5.35%)
2025	$2,132.00 (+117.11%)	$235,700 (+97.24%) Land $195,900 Building $39,800	$235,700 (+97.24%) Land $195,900 Building $39,800
2023	$982.00	$119,500 Land $119,500	$119,500 Land $119,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 83% of Minnesota
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Benton Cooperative Telephone Company Fiber	250 / 250

Cell Coverage

4G LTE only, no 5G reported

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