20496 60th Ave, Milaca, MN 56353 Property Records

Mille Lacs County property record for 20496 60th Ave, Milaca, MN 56353

Property Summary

Property Type	Single Family Home
Details	1,008 sqft · built 1978
Lot Size	9.91 acres (431,680 sqft)
Owner	Individual Name on Record
Last Sale	$163,000 (Oct 2020)
Tax Bill	$2,638 (2026)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-025-0500`

Property Details

APN / Parcel Number

Primary APN	`07-025-0500`

Interior

Building Area	1,008 sqft Living Area
Basement Area	1,008 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	431,680 sqft (9.91 acres)
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Location & Zoning

Street Address	20496 60TH AVE
City	MILACA
State	MN
Zip	56353-3122
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THAT PART OF NW OF SW, LYING N'LY OF S 960 FT, EX N 33 FT. SEE 5/30/97 SKETCH 25 39 26 9.91
Legal Range	26
Legal Township	39
Legal Section	25
Jurisdiction	MILLE LACS MN
Township / Civil Division	HAYLAND
Census Block Group	1
Census Block	1066
Census Tract	970300

Owner

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20496 60TH AVE, MILACA, MN 56353-3122
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2020	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL CO
Aug 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage SPIRE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2020 · Amount on Record
Deed Sale	Oct 13, 2020 · Amount on Record
Prior Sale	Jul 26, 2013 · Amount on Record
Deed Document Number	2020419873
Prior Transfer Date	Jul 2, 2013
Prior Transfer Doc	A380728
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Oct 13, 2020
Property Address	20496 60TH AVE, MILACA, MN 56353-3122
Document Number	A419873
Instrument Date	Aug 28, 2020
Instrument	A419873
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$537.90
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20496 60TH AVE, MILACA, MN 56353-3122

Mortgage

Document Number	A419874
Date	Oct 13, 2020
Instrument	A419874

Lender

Name	CARDINAL FINANCIAL CO

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	20496 60TH AVE, MILACA, MN 56353-3122
Transaction Type	Mortgage
Record Updated	Sep 11, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A412759
Date	Aug 19, 2019
Instrument	A412759

Lender

Name	SPIRE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2034

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Hayland Township
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,638.00 (-1.64%)	$264,200 (+0.42%) Land $103,600 Building $160,600	$264,200 (+0.42%) Land $103,600 Building $160,600
2025	$2,682.00 (+26.27%) Homeowner's exemption	$263,100 (+17.93%) Land $101,600 Building $161,500	$263,100 (+17.93%) Land $101,600 Building $161,500
2023	$2,124.00	$223,100 Land $67,300 Building $155,800	$223,100 Land $67,300 Building $155,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 81% of Minnesota
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Benton Cooperative Telephone Company Fiber	250 / 250
GigFire Fixed Wireless	150 / 130

Cell Coverage

4G LTE only, no 5G reported

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