Isle Of Wight County property record for 20491 Garrison Dr, Windsor, VA 23487 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,728 sqft · built 1871 |
| Lot Size | 0.96 acres (41,818 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,470 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 46-01-031D |
| Primary APN | 46-01-031D |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,728 sqft Living Area |
| 1st Floor Area | 1,728 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1871 |
|---|---|
| Effective Year Built | Effective 1871 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 41,818 sqft (0.96 acres) |
| Terrain | Rolling |
| Cooling System | None |
|---|---|
| Heating Fuel | Gas |
| Street Address | 20491 GARRISON DR |
|---|---|
| City | WINDSOR |
| State | VA |
| Zip | 23487-5164 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PAR D GARLAND WHITLEY PROP |
| Jurisdiction | ISLE OF WIGHT VA |
| Township / Civil Division | CARRSVILLE |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 280300 |
Source: Isle Of Wight County records · APN 46-01-031D
Assessment roll updated October 9, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20491 GARRISON DR, WINDSOR, VA 23487-5164 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 01, 2011 |
| Deed Sale | Jun 01, 2011 |
| Prior Sale | Jan 13, 1992 · Amount on Record |
| Deed Document Number | 201126604 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ISLE OF WIGHT VA |
| Recording Date | Apr 24, 2026 |
| Property Address | 20491 GARRISON DR, WINDSOR, VA 23487-5164 |
| Document Number | 0000001981 |
| Instrument Date | Apr 20, 2026 |
| Instrument | 20261981 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|
| Document Number | 0000001981, |
|---|---|
| Date | Apr 24, 2026 |
| Instrument | 20261981 |
| Name | CHARTWAY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Isle Of Wight County records · Assessment roll updated October 9, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Isle Of Wight County |
| Unified School District | Isle of Wight County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,470.00 | $189,700 (-) Land $45,000 Building $144,700 | $189,700 (-) Land $45,000 Building $144,700 |
| 2023 | $189,700 Land $45,000 Building $144,700 | $189,700 Land $45,000 Building $144,700 |
Source: FEMA National Flood Hazard Layer, Isle Of Wight County (51093C), updated January 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510932803001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2006–2020) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Nov 2020, rainfall accumulation |
| Wildfire Risk | Low above 20% of the US · above 29% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 4,545 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 1 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Fiber | 1,000 / 1,000 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G (outdoors only) and 4G LTE
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