20373 Garrison Dr, Windsor, VA 23487 Property Records

Isle Of Wight County property record for 20373 Garrison Dr, Windsor, VA 23487

Property Summary

Property TypeGeneral Agricultural/Rural
Lot Size20.2 acres (879,912 sqft)
Owner2 Individual Names on File
Last Sale$359,000 (Nov 2006)
Tax Bill$765 (2025)
Deeds & MortgagesSep 2025 Construction Loan
Sep 2025 Construction Loan
Flood ZoneZone X (minimal risk)
APN46-01-033

Property Details

APN / Parcel Number

Primary APN46-01-033
Alternative APNs
  • 4002042500
  • 11565

Exterior

Lot Area879,912 sqft (20.2 acres)
TerrainRolling

Location & Zoning

Account Number4002042500
Old Parcel Number46-01-033
Street Address20373 GARRISON DR
CityWINDSOR
StateVA
Zip23487-5165
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > General Agricultural/Rural
Local Zoning CodeRAC
Legal DescriptionADJ J E GRAY PLAT 2-171-10 & 11
JurisdictionISLE OF WIGHT VA
Township / Civil DivisionCARRSVILLE
Census Block Group1
Census Block1041
Census Tract280300

Owner

Source: Isle Of Wight County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address20377 GARRISON DR, WINDSOR, VA 23487-5165
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 12, 2025Deed of Trust, Mortgage · Construction Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC
Sep 12, 2025Deed of Trust, Mortgage · Construction Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 17, 2006 · Amount on Record
Deed SaleNov 17, 2006 · Amount on Record
Record UpdatedJun 8, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionISLE OF WIGHT VA
Property Address20373 GARRISON DR, WINDSOR, VA 23487-5165
Transaction TypeMortgage
Record UpdatedNov 26, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0250004059
DateSep 12, 2025
Instrument250004059
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
AddressVIRGINIA BEACH, VA 23452
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionISLE OF WIGHT VA
Property Address20373 GARRISON DR, WINDSOR, VA 23487-5165
Transaction TypeMortgage
Record UpdatedNov 26, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address20377 GARRISON DR, WINDSOR, VA 23487-5165

Mortgage

Document Number0250004058
DateSep 12, 2025
Instrument250004058
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
AddressVIRGINIA BEACH, VA 23452
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term371 Months
DueAug 1, 2056

Tax Assessment & Valuation

Source: Isle Of Wight County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyIsle Of Wight County
Unified School DistrictIsle of Wight County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$765.00$98,800 (-) Land $98,800$98,800 (-) Land $98,800
2023$98,800 Land $98,800$98,800 Land $98,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2006–2020)
Claims Outside the SFHA1 of 2
Most Recent ClaimNov 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G and 4G LTE (outdoors only)

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