St. Mary's County property record for 20490 White Point Rd, Leonardtown, MD 20650 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,108 sqft · built 2006 |
| Lot Size | 0.871 acres (37,923 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,245 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-012387 |
| Primary APN | 03-012387 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,108 sqft Total Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 37,923 sqft (0.871 acres) |
| Garage Type | Attached |
| Garage Area | 744 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 456 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 012387 |
|---|---|
| Street Address | 20490 WHITE POINT RD |
| City | LEONARDTOWN |
| State | MD |
| Zip | 20650-5747 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ADJ PAR 95 PLAT 61/29 P/O GREEN HILLS |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 3, LEONARDTOWN |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 875400 |
Source: St. Mary's County records · APN 03-012387
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20490 WHITE POINT RD, LEONARDTOWN, MD 20650-5747 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 18, 2005 |
| Deed Sale | Nov 18, 2005 |
| Deed Document Number | 20051673 |
| Deed Book / Page | 2661 / 676 |
| Last Transfer Date | Jun 22, 2006 |
| Transfer Doc | 0028070222 |
| Record Updated | Sep 20, 2026 |
Source: St. Mary's County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $336,867 (+0.86%) | $342,600 (+2.57%) Land $106,700 Building $235,900 | |
| 2025 | $3,245.00 (+11.78%) Homeowner's exemption | $334,000 (+12.06%) Land $106,700 Building $227,300 | $334,000 (-) Land $106,700 Building $227,300 |
| 2023 | $2,903.00 Homeowner's exemption | $298,067 | $334,000 Land $106,700 Building $227,300 |
Source: FEMA National Flood Hazard Layer, St. Mary's County (24037C), updated May 14, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240378754001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 37 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 40 (1985–2024) |
| Claims Outside the SFHA | 20 of 40 |
| Most Recent Claim | Jan 2024, other causes |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 46% of the US · above 86% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 1,754 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 15 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cogeco Cable Holdings II | Cable | 1,000 / 50 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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