St. Mary's County property record for 20481 White Point Rd, Leonardtown, MD 20650
| Property Type | Rural Home |
|---|---|
| Details | 2 ba · 2,280 sqft · built 2009 |
| Lot Size | 9.79 acres (426,452 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $212,000 (Jun 2004) |
| Tax Bill | $3,680 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-009289 |
| Primary APN | 03-009289 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,280 sqft Total Area |
| Basement Area | 2,880 sqft |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Block |
| Roof Material | Metal |
| Lot Area | 426,452 sqft (9.79 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 162 sqft |
| Shed | 1 Shed |
| Shed Area | 720 sqft |
| Stable | 1,536 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 009289 |
|---|---|
| Street Address | 20481 WHITE POINT RD |
| City | LEONARDTOWN |
| State | MD |
| Zip | 20650-5724 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RPD |
| Legal Description | LOT 500-3A PLAT 48/99 T E GOLDSBOROUGH SUBD |
| Legal Subdivision | GOLDSBOROUGH SUB |
| Legal Lot Number | 500 |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 3, LEONARDTOWN |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 875400 |
20481 White Point Rd, a rural home, is owned and occupied by two individuals who bought it in June 2004.
Source: St. Mary's County records, as of September 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20481 WHITE POINT RD, LEONARDTOWN, MD 20650-5724 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 16, 2004 · Amount on File |
| Deed Sale | Jun 16, 2004 · Amount on File |
| Prior Sale | Sep 6, 2002 · Amount on File |
| Deed Document Number | 20044164 |
| Deed Book / Page | 2303 / 181 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 20481 White Point Rd was $3,680.
Source: St. Mary's County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $337,933 | $356,400 Land $119,300 Building $237,100 | |
| 2025 | $3,680.00 | ||
| 2023 | $3,194.00 | $298,433 | $328,700 Land $119,300 Building $209,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20481 White Point Rd in Zone X, an area of minimal flood risk, though there have been 40 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 37 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 40 (1985–2024) |
| Claims Outside the SFHA | 20 of 40 |
| Most Recent Claim | Jan 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20481 White Point Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 68% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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