Harford County property record for 2049 Watervale Rd, Fallston, MD 21047
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 5,834 sqft · built 2023 |
| Lot Size | 6.54 acres (284,882 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $350,000 (Jan 2022) |
| Tax Bill | $19,189 (2026) |
| Deeds & Mortgages | Mar 2026 Transfer Jan 2022 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-401240 |
| Primary APN | 03-401240 |
|---|---|
| Alternative APN |
|
| Full Baths | 5 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 5,834 sqft Total Area |
| Basement Area | 2,400 sqft |
| Finished Basement | 2,400 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 284,882 sqft (6.54 acres) |
| Garage Type | Attached |
| Garage Area | 1,298 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 1,000 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 590 sqft |
| Patio Area | 252 sqft |
| Gazebo | 416 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 401240 |
|---|---|
| Street Address | 2049 WATERVALE RD |
| City | FALLSTON |
| State | MD |
| Zip | 21047-1939 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | LOT 7 6.54 AC 2049 WATERVALE ROAD ELBOW BROOK 211/10 |
| Legal Subdivision | FINAL PLAT TWO ELBOW BROOK LOTS 6 7 & 8 |
| Legal Lot Number | 7 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 303300 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 2049 WATERVALE RD, FALLSTON, MD 21047-1939 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Mar 16, 2026 | Intrafamily Transfer, Transfer |
| Jan 12, 2022 | Legal Action/Court Order, Foreclosure · Construction Mortgage TRUIST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 12, 2022 · Amount on Record |
| Deed Sale | Jan 12, 2022 · Amount on Record |
| Deed Book / Page | 15303 / 481 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Mar 16, 2026 |
| Property Address | 2049 WATERVALE RD, FALLSTON, MD 21047-1939 |
| Document Number | 0170410402 |
| Book / Page | 17041 / 402 |
| Map Reference | MB JJR 211 FO 10 |
| Instrument Date | Mar 6, 2026 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 2049 WATERVALE RD, FALLSTON, MD 21047-1939 |
| Document Type | Legal Action/Court Order |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jan 12, 2022 |
| Property Address | 2049 WATERVALE RD, FALLSTON, MD 21047-1939 |
| Document Number | 0153030481 |
| Book / Page | 15303 / 481 |
| Map Reference | MB 211 FO 10 |
| Instrument Date | Dec 17, 2021 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 25, 2023 |
| Title Company | MID ATLANTIC TITLE, MID ATLANTIC TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8141 DOTTY RD, ROSEDALE, MD 21237-3385 |
| Document Number | 0015303484 |
|---|---|
| Date | Jan 12, 2022 |
| Instrument | 15303/484 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Jan 1, 2053 |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $19,189.00 (+11.26%) Homeowner's exemption | $1,755,200 (+1.98%) | $1,823,200 (+5.93%) Land $207,700 Building $1,615,500 |
| 2025 | $17,247.00 (+734.4%) Homeowner's exemption | $1,721,200 (+14.87%) Land $207,700 Building $1,513,500 | $1,721,200 (-) Land $207,700 Building $1,513,500 |
| 2023 | $1,498,333 | $1,721,200 Land $207,700 Building $1,513,500 | |
| 2022 | $2,067.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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