Harford County property record for 2031 Watervale Rd, Fallston, MD 21047
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 4,950 sqft · built 2022 |
| Lot Size | 5.73 acres (249,599 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $700,000 (Jun 2020) |
| Tax Bill | $16,247 (2026) |
| Deeds & Mortgages | Apr 2021 Mortgage Sep 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-259544 |
| Primary APN | 03-259544 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,950 sqft Total Area |
| Basement Area | 1,955 sqft |
| Finished Basement | 1,955 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 249,599 sqft (5.73 acres) |
| Garage Type | Attached |
| Garage Area | 1,132 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Deck Area | 1,055 sqft |
| Shed | 1 Shed |
| Shed Area | 750 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 259544 |
|---|---|
| Street Address | 2031 WATERVALE RD |
| City | FALLSTON |
| State | MD |
| Zip | 21047-1939 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | LOT 10 5.73 AC 2031 WATERVALE ROAD ELBOW BROOK 211/11 |
| Legal Subdivision | FALLSTON GLEN |
| Legal Lot Number | 10 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 303300 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2031 WATERVALE RD, FALLSTON, MD 21047-1939 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 5, 2021 | Deed of Trust, Mortgage · Commercial Mortgage RONALD URBAN ZINK ETAL |
| Sep 2, 2022 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO |
| Nov 19, 2021 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Jun 25, 2020 | Grant Deed, Transfer MID ATLANTIC TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 25, 2020 · Amount on Record |
| Deed Sale | Jun 25, 2020 · Amount on Record |
| Prior Sale | Aug 13, 1990 · Amount on Record |
| Deed Book / Page | 13941 / 319 |
| Last Transfer Date | Nov 5, 2021 |
| Transfer Doc | 0151980419 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 2031 WATERVALE RD, FALLSTON, MD 21047-1939 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2023 |
| Title Company | MID ATLANTIC TITLE, MID ATLANTIC TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0146380362 |
|---|---|
| Date | Apr 5, 2021 |
| Book Page | 14638/362 |
| Name | RONALD URBAN ZINK ETAL |
|---|---|
| Type | Private Party |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 2031 WATERVALE RD, FALLSTON, MD 21047-1939 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0156570427 |
|---|---|
| Date | Sep 2, 2022 |
| Book Page | 15657/427 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Nov 19, 2021 |
| Property Address | 2031 WATERVALE RD, FALLSTON, MD 21047-1939 |
| Document Number | 0151980419 |
| Book / Page | 15198 / 419 |
| Map Reference | MB 211 FO 11 |
| Instrument Date | Nov 5, 2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2201 GREENCEDAR DR, BEL AIR, MD 21015-6383 |
| Investor | Possibly a Property Investor |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jun 25, 2020 |
| Property Address | 2031 WATERVALE RD, FALLSTON, MD 21047-1939 |
| Document Number | 0139410319 |
| Book / Page | 013941 / 000319 |
| Instrument Date | May 22, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2020 |
| Title Company | MID ATLANTIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $700.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2001 WATERVALE ROAD FALLSTON FALLSTON MD 21047, FALLSTON, MD 21047 |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $16,247.00 (+20.04%) Homeowner's exemption | $1,485,233 (+2.32%) | $1,552,700 (+6.97%) Land $203,600 Building $1,349,100 |
| 2025 | $13,535.00 (+558%) Homeowner's exemption | $1,451,500 (+25.57%) Land $203,600 Building $1,247,900 | $1,451,500 (+10.22%) Land $203,600 Building $1,247,900 |
| 2023 | $1,155,967 | $1,316,900 Land $203,600 Building $1,113,300 | |
| 2022 | $2,057.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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