2049 Quarry Rd, O Fallon, IL 62269 Property Records

St. Clair County property record for 2049 Quarry Rd, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,478 sqft · built 1987
Lot Size	2.05 acres (89,298 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Oct 2024)
Tax Bill	$7,284 (2025)
Deeds & Mortgages	May 2019 Sale Jun 2018 Sale & Mortgage + 1 more
APN	`04-27-0-302-003`

Property Details

APN / Parcel Number

Primary APN	`04-27-0-302-003`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	1,478 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1997
Construction Type	Frame
Lot Area	89,298 sqft (2.05 acres)
Garage Type	Mixed
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	834 sqft
Deck Area	327 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2049 QUARRY RD
City	O FALLON
State	IL
Zip	62269-4101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LUMBERTS SUB LOT/SEC-2 PT LT 1 A02829223
Legal Subdivision	LUMBERTS SUB
Legal Block	302
Legal Lot Number	1
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2096
Census Tract	504358

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2049 QUARRY RD, O FALLON, IL 62269-4101
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2019	Warranty Deed, Transfer COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC
Jun 28, 2018	Warranty Deed, Transfer · FHA Mortgage DELMAR FIN'L
Dec 6, 2017	Deed of Trust, Mortgage · Line of Credit SCOTT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2024 · Amount on Record
Deed Sale	Oct 23, 2024 · Amount on Record
Prior Sale	Jun 28, 2018 · Amount on Record
Deed Document Number	20242829223
Prior Transfer Date	Sep 23, 2010
Prior Transfer Doc	00A2232039
Record Updated	Oct 29, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	May 7, 2019
Property Address	2049 QUARRY RD, O FALLON, IL 62269-4101
Document Number	00A2612036
Instrument Date	May 3, 2019
Instrument	2612036
Transaction Type	Transfer
Record Updated	Jun 7, 2019
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transaction

Amount	Amount Recorded
Tax	$409.80
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2045 QUARRY RD O FALLON IL 622694101, O FALLON, IL 62269-4101

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jun 28, 2018
Property Address	2049 QUARRY RD, O FALLON, IL 62269-4101
Document Number	00A2580851
Instrument Date	Apr 12, 2018
Instrument	2580851
Transaction Type	Transfer
Record Updated	Jul 17, 2018
Title Company	BENCHMARK TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$391.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	315 BENEDICTINE CT O FALLON IL 622693580, O FALLON, IL 62269-3580

Mortgage

Document Number	A2580852
Date	Jun 28, 2018
Instrument	2580852

Lender

Name	DELMAR FIN'L
Type	Funding / Finance Company
Address	ST LOUIS, MO 63141

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 27, 2048

Interest

Rate	4.75%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	2049 QUARRY RD, O FALLON, IL 62269-4101
Document Number	00A2561388
Instrument Date	Dec 6, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	COMMUNITY TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2045 QUARRY RD O FALLON IL 622694101, O FALLON, IL 62269-4101

Mortgage

Document Number	00A2561388
Date	Dec 13, 2017
Instrument	2561388

Lender

Name	SCOTT CU
Type	Credit Union
Address	EDWARDSVILLE, IL 62025

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 12, 2042

Interest

Rate Type	Adjustable Rate
Rate	4.25%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,284.00 (+9.03%)	$106,752 (+9.62%) Land $14,771 Building $91,981	$320,256 (+9.62%) Land $44,313 Building $275,943
2024	$6,681.00	$97,384 (+22.55%) Land $13,475 Building $83,909	$292,152 (+22.55%) Land $40,425 Building $251,727
2022		$79,464 Land $10,996 Building $68,468	$238,392 Land $32,988 Building $205,404

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	3 (2013–2026)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber · DSL in parts of the area	1,000 / 1,000

May also be available: Verizon, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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