2045 Quarry Rd, O Fallon, IL 62269 Property Records

St. Clair County property record for 2045 Quarry Rd, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,220 sqft · built 1987
Lot Size	3.58 acres (155,945 sqft)
Owner	Individual Name on Record
Last Sale	$465,000 (Jan 2025)
Tax Bill	$336 (2025)
Deeds & Mortgages	Dec 2017 Line of Credit
APN	`04-27-0-302-004`

Property Details

APN / Parcel Number

Primary APN	`04-27-0-302-004`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	1,220 sqft Living Area
Basement Area	300 sqft
Unfinished Basement	300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1997
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	155,945 sqft (3.58 acres)
Garage Type	Mixed
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	504 sqft
Deck Area	24 sqft
Patio Area	374 sqft
Pole Barn	1,200 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2045 QUARRY RD
City	O FALLON
State	IL
Zip	62269-4101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LUMBERTS SUB LOT/SEC-1 A02837324
Legal Subdivision	LUMBERTS SUB
Legal Tract	1
Legal Block	302
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2096
Census Tract	504358

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2045 QUARRY RD, O FALLON, IL 62269-4101
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2025 · Amount on Record
Deed Sale	Jan 17, 2025 · Amount on Record
Prior Sale	May 7, 2019 · Amount on Record
Deed Document Number	20252837324
Record Updated	Oct 29, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	2045 QUARRY RD, O FALLON, IL 62269-4101
Document Number	00A2561388
Instrument Date	Dec 6, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	COMMUNITY TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2045 QUARRY RD O FALLON IL 622694101, O FALLON, IL 62269-4101

Mortgage

Document Number	00A2561388
Date	Dec 13, 2017
Instrument	2561388

Lender

Name	SCOTT CU
Type	Credit Union
Address	EDWARDSVILLE, IL 62025

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 12, 2042

Interest

Rate Type	Adjustable Rate
Rate	4.25%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$336.00	$131,212 (+34.34%) Land $19,827 Building $111,385	$393,636 (+34.34%) Land $59,481 Building $334,155
2022		$97,672 Land $14,759 Building $82,913	$293,016 Land $44,277 Building $248,739

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	3 (2013–2026)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber · DSL in parts of the area	1,000 / 1,000

May also be available: Verizon, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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