2049 Phyllis Dr, Chesapeake, VA 23325 Property Records

Chesapeake City property record for 2049 Phyllis Dr, Chesapeake, VA 23325

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,431 sqft · built 1960
Lot Size	0.463 acres (20,168 sqft)
Owner	Individual Name on File
Tax Bill	$2,722 (2025)
Deeds & Mortgages	Jul 2023 Mortgage
APN	`0204001000040`

Property Details

APN / Parcel Number

Primary APN	`0204001000040`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,431 sqft Living Area
1st Floor Area	1,431 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Brick
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,168 sqft (0.463 acres)
Lot Width	100 ft Width

Exterior Amenities

Porch	Porch
Porch Area	84 sqft
Deck Area	Deck Area
Patio Area	384 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2049 PHYLLIS DR
City	CHESAPEAKE
State	VA
Zip	23325-4513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10S: RESI
Legal Description	4 PINETTA
Legal Subdivision	PINETTA/VALLEY STREAM/ANGORA/INDIAN RVR
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	3
Census Block	3000
Census Tract	20809

Owner

2049 Phyllis Dr is owned and occupied by an individual who acquired it in July 2023.

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2049 PHYLLIS DR, CHESAPEAKE, VA 23325-4513
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 20, 2023
Transfer Doc	10681/1019
Record Updated	Oct 29, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jul 25, 2023
Property Address	2049 PHYLLIS DR, CHESAPEAKE, VA 23325-4513
Document Number	10681/1019
Book / Page	10681 / 1019
Instrument Date	Jul 20, 2023
Instrument	230015630
Transaction Type	Transfer
Record Updated	Aug 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2049 PHYLLIS DR, CHESAPEAKE, VA 23325-4513

Mortgage

Document Number	10681/1022
Date	Jul 25, 2023
Book Page	10681/1022
Instrument	230015631

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC

Agreement

Type	ARM
Amount	Amount on Record
Due	Sep 15, 2004

Interest

Rate Type	Adjustable Rate
Rate	8.17%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2023
Change Frequency	Monthly
Margin	5

Tax Assessment & Valuation

The 2025 property tax bill for 2049 Phyllis Dr was $2,722, up 4.2% from the year before.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$287,900 (+6.83%) Land $135,000 Building $152,900	$287,900 (+6.83%) Land $135,000 Building $152,900
2025	$2,722.00 (+4.21%)	$269,500 Land $125,000 Building $144,500	$269,500 Land $125,000 Building $144,500
2024	$2,612.00
2023		$239,400 (+7.94%) Land $105,000 Building $134,400	$239,400 (+7.94%) Land $105,000 Building $134,400
2022		$221,800 Land $95,000 Building $126,800	$221,800 Land $95,000 Building $126,800
2019	$1,957.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 2049 Phyllis Dr; there have been 7 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	7 (1989–2016)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2049 Phyllis Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20