2045 Phyllis Dr, Chesapeake, VA 23325 Property Records

Chesapeake City property record for 2045 Phyllis Dr, Chesapeake, VA 23325

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,217 sqft · built 1960
Lot Size	0.542 acres (23,610 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Mar 2007)
Tax Bill	$3,307 (2025)
Deeds & Mortgages	Nov 2006 Mortgage
APN	`0204001000050`

Property Details

APN / Parcel Number

Primary APN	`0204001000050`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,217 sqft Living Area
1st Floor Area	1,100 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	23,610 sqft (0.542 acres)
Garage Type	Attached
Garage Area	150 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	181 sqft
Patio Area	90 sqft
Shed	1 Shed
Shed Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2045 PHYLLIS DR
City	CHESAPEAKE
State	VA
Zip	23325-4513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10S: RESI
Legal Description	5 PINETTA
Legal Subdivision	PINETTA/VALLEY STREAM/ANGORA/INDIAN RVR
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	3
Census Block	3000
Census Tract	20809

Owner

Source: Chesapeake City records · APN 0204001000050

Assessment roll updated August 25, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4705 CRYSTAL DR, COLUMBIA, SC 29206-1012
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 28, 2007 · Amount on Record
Deed Sale	Mar 28, 2007 · Amount on Record
Prior Sale	Apr 29, 1999 · Amount on Record
Deed Book / Page	7010 / 209
Record Updated	Sep 20, 2026

November 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	2045 PHYLLIS DR, CHESAPEAKE, VA 23325-4513
Transaction Type	Mortgage
Record Updated	May 08, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006853/790
Date	Nov 30, 2006
Book Page	6853/790

Lender

Name	VIRGINIA BEACH SCHOOLS FE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2036

Interest

Rate Type	Fixed Rate
Rate	6.25%

Tax Assessment & Valuation

Source: Chesapeake City records · Assessment roll updated August 25, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,307.00 (+36.03%)	$327,400 (+11.06%) Land $125,000 Building $202,400	$327,400 (+11.06%) Land $125,000 Building $202,400
2023		$294,800 (+6.66%) Land $105,000 Building $189,800	$294,800 (+6.66%) Land $105,000 Building $189,800
2022		$276,400 Land $95,000 Building $181,400	$276,400 Land $95,000 Building $181,400
2019	$2,431.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	7 (1989–2016)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Oct 2016 · Hurricane Matthew

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 98% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 194 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.