2049 Harvard Ave, Dunedin, FL 34698 Property Records

Pinellas County property record for 2049 Harvard Ave, Dunedin, FL 34698

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,195 sqft · built 1955
Lot Size0.219 acres (9,531 sqft)
Owner2 Individual Names on Record
Last Sale$78,000 (May 2000)
Tax Bill$1,065 (2025)
Deeds & MortgagesFeb 2023 Line of Credit
Flood ZoneZone X (moderate risk)
APNC62-000-742-3661-3

Property Details

APN / Parcel Number

Primary APNC62-000-742-3661-3
Alternative APNs
  • 23-28-15-23328-006-0050
  • 281523233280060050
  • 152823233280060050
  • R246156

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,195 sqft Living Area
Gross Area1,928 sqft
1st Floor Area1,195 sqft
FlooringCarpet
Interior WallsComposition

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1985
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,531 sqft (0.219 acres)
Lot Dimensions115 ft deep x 83 ft wide
Garage TypeAttached
Garage Area294 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchPatio
Porch Area349 sqft
Deck Area209 sqft
Patio Area209 sqft
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR246156
Street Address2049 HARVARD AVE
CityDUNEDIN
StateFL
Zip34698-2612
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDUNEDIN ISLES COUNTRY CLUB BLK F, LOT 5 & S 10FT OF LOTS 3 & 4 PER O.R. 12912 PG 1936 & O.R. 13092 PG 2132
Legal Range15E
Legal Township28S
Legal Section23
Legal SubdivisionDUNEDIN ISLES COUNTRY CLUB
Legal Tract23328
Legal BlockF
Legal Lot Number5,3,4
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group1
Census Block1025
Census Tract27106

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Dunedin Isles Golf Club Golf Course
listed 2014 · 1 contributing resources · NRIS 14000283

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Pinellas County records, as of May 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address2049 HARVARD AVE, DUNEDIN, FL 34698-2612
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 26, 2000 · Amount on Record
Deed SaleMay 26, 2000 · Amount on Record
Deed Book / Page10924 / 2574
Last Transfer DateSep 24, 2003
Transfer Doc0000409247
Record UpdatedOct 29, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address2049 HARVARD AVE, DUNEDIN, FL 34698-2612
Transaction TypeMortgage
Record UpdatedMar 2, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2049 HARVARD AVE, DUNEDIN, FL 34698-2612

Mortgage

Document Number0223401382
DateFeb 9, 2023
Book Page22340/1382
Instrument2023034079
Lender
NameTRUIST BANK
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueJan 23, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityDunedin City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,065.00 (-10.95%) Homeowner's exemption$102,059 (-7.05%)$348,848 (+5.75%) Land $278,646 Building $70,202
2023$1,196.00 (+4.27%) Homeowner's exemption$109,804 (+3%)$329,885 (+9.33%) Land $230,801 Building $99,084
2022$1,147.00 Homeowner's exemption$106,606$301,738 Land $228,821 Building $72,917

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 151 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies151 in force
Nearby Flood Claims57 (1979–2024)
Claims Outside the SFHA6 of 57
Most Recent ClaimOct 2024 · Hurricane Helene
Claims by Event
  • Hurricane Helene, Oct 2024 · 44 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDUNEDIN WATER SYSTEM
serves 46,161 people · EPA ID FL6520486
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting32
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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