Pinellas County property record for 2048 Harvard Ave, Dunedin, FL 34698
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 832 sqft · built 1955 |
| Lot Size | 0.192 acres (8,346 sqft) |
| Owner | Individual Name on File |
| Last Sale | $119,000 (Aug 2003) |
| Tax Bill | $621 (2025) |
| Deeds & Mortgages | Mar 2021 Transfer Dec 2017 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | C62-000-742-3646-4 |
| Primary APN | C62-000-742-3646-4 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 832 sqft Living Area |
| Gross Area | 1,586 sqft |
| 1st Floor Area | 832 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Custom Design |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 8,346 sqft (0.192 acres) |
| Lot Dimensions | 115 ft deep x 72 ft wide |
| Garage Type | Carport |
| Garage Area | 209 sqft |
| Carport | Carport |
| Carport Area | 209 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 196 sqft |
| Deck Area | 720 sqft |
| Patio Area | 720 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R246141 |
|---|---|
| Street Address | 2048 HARVARD AVE |
| City | DUNEDIN |
| State | FL |
| Zip | 34698-2611 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DUNEDIN ISLES COUNTRY CLUB BLK E, LOT 3 (LYING IN SEC 22-28-15) |
| Legal Range | 15E |
| Legal Township | 28S |
| Legal Section | 23 |
| Legal Subdivision | DUNEDIN ISLES COUNTRY CLUB |
| Legal Tract | 23328 |
| Legal Block | E |
| Legal Lot Number | 3 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 27106 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Dunedin Isles Golf Club Golf Course listed 2014 · 1 contributing resources · NRIS 14000283 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
2048 Harvard Ave is owned and occupied by an individual who acquired it in March 2021.
Source: Pinellas County records, as of December 2, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2048 HARVARD AVE, DUNEDIN, FL 34698-2611 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 12, 2021 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Dec 27, 2017 | Deed of Trust, Mortgage GTE FCU |
| Jul 19, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 25, 2003 · Amount on File |
| Deed Sale | Aug 25, 2003 · Amount on File |
| Prior Sale | Aug 1, 1995 · Amount on File |
| Deed Document Number | 2003359239 |
| Deed Book / Page | 13011 / 2081 |
| Last Transfer Date | Mar 5, 2021 |
| Transfer Doc | 0214321699 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Mar 12, 2021 |
| Property Address | 2048 HARVARD AVE, DUNEDIN, FL 34698-2611 |
| Document Number | 0214321699 |
| Book / Page | 21432 / 1699 |
| Map Reference | MB 21 PG 94&95 |
| Instrument Date | Mar 5, 2021 |
| Instrument | 2021082070 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2048 HARVARD AVE, DUNEDIN, FL 34698-2611 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 2048 HARVARD AVE, DUNEDIN, FL 34698-2611 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0198902513 |
|---|---|
| Date | Dec 27, 2017 |
| Book Page | 19890/2513 |
| Instrument | 2017393832 |
| Name | GTE FCU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33602 |
| Amount | Amount on Record |
|---|---|
| Term | 181 Months |
| Due | Jan 1, 2033 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jul 19, 2018 |
| Property Address | 2048 HARVARD AVE, DUNEDIN, FL 34698-2611 |
| Document Number | 0201341219 |
| Book / Page | 020134 / 001219 |
| Instrument Date | Jul 13, 2018 |
| Instrument | 230075 |
| Transaction Type | Transfer |
| Record Updated | Aug 6, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 2048 HARVARD AVE DUNEDIN FL 346982611, DUNEDIN, FL 34698-2611 |
The 2025 property tax bill for 2048 Harvard Ave was $621 with a homeowner's exemption, down 2.7% from the year before.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Dunedin City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $621.00 (-2.66%) Homeowner's exemption | $76,860 | $311,881 Land $246,482 Building $65,399 |
| 2024 | $638.00 (+4.59%) | ||
| 2023 | $610.00 (+4.45%) Homeowner's exemption | $76,351 (+3%) | $245,848 (+8.16%) Land $203,120 Building $42,728 |
| 2022 | $584.00 Homeowner's exemption | $74,127 | $227,296 Land $196,009 Building $31,287 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2048 Harvard Ave in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 151 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 151 in force |
| Nearby Flood Claims | 57 (1979–2024) |
| Claims Outside the SFHA | 6 of 57 |
| Most Recent Claim | Oct 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2048 Harvard Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DUNEDIN WATER SYSTEM serves 46,161 people · EPA ID FL6520486 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 32 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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