Whatcom County property record for 2049 Andre Ct, Ferndale, WA 98248
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,432 sqft · built 2022 |
| Lot Size | 0.078 acres (3,411 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $540,000 (Jun 2023) |
| Tax Bill | $3,503 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Dec 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 587707 |
| Primary APN | 587707 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,432 sqft Living Area |
| Interior Walls | Finished/Painted |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 3,411 sqft (0.078 acres) |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 90 sqft |
| Heating System | Forced Air |
|---|
| Street Address | 2049 ANDRE CT |
|---|---|
| City | FERNDALE |
| State | WA |
| Zip | 98248-8407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MALLOY VILLAGE PUD #2 PHASE 3 LOT 224 |
| Legal Subdivision | MALLOY VILLAGE PUD #2 PHASE 3 |
| Legal Phase | 3 |
| Legal Lot Number | 224 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 10505 |
Source: Whatcom County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 2049 ANDRE CT, FERNDALE, WA 98248-8407 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 15, 2023 | Warranty Deed, Transfer · Conventional Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO |
| Dec 22, 2021 | Warranty Deed, Transfer · Conventional Mortgage PREMIA MORTGAGE LLC |
| Apr 30, 2021 | Warranty Deed, Transfer CHICAGO TITLE COMPANY/WA, CHICAGO TITLE COMPANY OF WA |
| Mar 31, 2021 | Warranty Deed, Transfer WHATCOM LAND TITLE |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Jun 15, 2023 · Amount on Record |
| Deed Sale | Jun 15, 2023 · Amount on Record |
| Prior Sale | Dec 22, 2021 · Amount on Record |
| Deed Document Number | 2023-0601176 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Jun 15, 2023 |
| Property Address | 2049 ANDRE CT, FERNDALE, WA 98248-8407 |
| Document Number | 0000601176 |
| Map Reference | AF 2021-0103669 |
| Instrument Date | Jun 9, 2023 |
| Instrument | 2023-0601176 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2023 |
| Title Company | CHICAGO TITLE COMPANY/WA, CHICAGO TITLE COMPANY OF WA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,672.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2049 ANDRE CT, FERNDALE, WA 98248-8407 |
| Investor | Possibly a Property Investor |
| Document Number | 0000601177 |
|---|---|
| Date | Jun 15, 2023 |
| Instrument | 2023-0601177 |
| Name | EVERGREEN MONEYSOURCE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Dec 22, 2021 |
| Property Address | 2049 ANDRE CT, FERNDALE, WA 98248-8407 |
| Document Number | 0001203438 |
| Map Reference | AF 2021-0103669 |
| Instrument Date | Dec 16, 2021 |
| Instrument | 2021-1203438 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2023 |
| Title Company | CHICAGO TITLE COMPANY/WA, CHICAGO TITLE COMPANY OF WA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,450.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2049 ANDRE CT, FERNDALE, WA 98248-8407 |
| Document Number | 0001203439 |
|---|---|
| Date | Dec 22, 2021 |
| Instrument | 2021-1203439 |
| Name | PREMIA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.12% |
| Index | Other |
| Margin | 3 |
| Max Rate | 7.12% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Apr 30, 2021 |
| Property Address | 2049 ANDRE CT, FERNDALE, WA 98248-8407 |
| Document Number | 0000405376 |
| Map Reference | AF 2021-0103669 |
| Instrument Date | Apr 27, 2021 |
| Instrument | 2021-0405376 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2023 |
| Title Company | CHICAGO TITLE COMPANY/WA, CHICAGO TITLE COMPANY OF WA |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,765.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2440 W COMMODORE WAY STE 200, 200, SEATTLE, WA 98199-1484 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Mar 31, 2021 |
| Property Address | 2049 ANDRE CT, FERNDALE, WA 98248-8407 |
| Document Number | 0000306074 |
| Map Reference | AF 201-0103669 |
| Instrument Date | Mar 19, 2021 |
| Instrument | 2021-0306074 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2023 |
| Title Company | WHATCOM LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,765.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2614 HOPE LN, FERNDALE, WA 98248-9807 |
| Investor | Possibly a Property Investor |
Source: Whatcom County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Municipality | Ferndale City |
| Unified School District | Ferndale School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,503.00 | $467,596 (+32.61%) Land $165,870 Building $301,726 | $467,596 (+32.61%) Land $165,870 Building $301,726 |
| 2022 | $352,612 Land $112,356 Building $240,256 | $352,612 Land $112,356 Building $240,256 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FERNDALE serves 19,305 people · EPA ID WA5324850 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 6 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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