Whatcom County property record for 2045 Andre Ct, Ferndale, WA 98248
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,884 sqft · built 2021 |
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $499,474 (Aug 2021) |
| Tax Bill | $4,341 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage Aug 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 390217-054190-0000 |
| Primary APN | 390217-054190-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,884 sqft Living Area |
| Gross Area | 2,402 sqft |
| 1st Floor Area | 698 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Stucco |
| Roof Material | Composition Shingle |
| Lot Area | 3,049 sqft (0.07 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Concrete/Masonry Porch |
| Porch Area | 80 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 188070 |
|---|---|
| Street Address | 2045 ANDRE CT |
| City | FERNDALE |
| State | WA |
| Zip | 98248-8407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS8.5 |
| Legal Description | MALLOY VILLAGE PUD #2 PHASE 3 LOT 218 |
| Legal Subdivision | MALLOY VILLAGE PUD #2 PHASE 3 |
| Legal Block | 1 |
| Legal Lot Number | 218 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 10505 |
Source: Whatcom County records, as of April 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2045 ANDRE CT, FERNDALE, WA 98248-8407 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Surviving Spouse |
| Date | Document |
|---|---|
| Aug 31, 2021 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 31, 2021 | Intrafamily Transfer, Transfer CHICAGO TITLE BELLINGHAM |
| Feb 22, 2021 | Warranty Deed, Construction Loan · Construction Mortgage PEOPLES BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 31, 2021 · Amount on Record |
| Deed Sale | Aug 31, 2021 · Amount on Record |
| Prior Sale | Feb 22, 2021 · Amount on Record |
| Deed Document Number | 20214840 |
| Prior Transfer Date | Aug 27, 2021 |
| Prior Transfer Doc | 0000004841 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Aug 31, 2021 |
| Property Address | 2045 ANDRE CT, FERNDALE, WA 98248-8407 |
| Document Number | 0000804840 |
| Map Reference | AF 2021-0103669 |
| Instrument Date | Aug 30, 2021 |
| Instrument | 2021-0804840 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 8, 2023 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,996.58 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2045 ANDRE CT, FERNDALE, WA 98248-8407 |
| Document Number | 0000804842 |
|---|---|
| Date | Aug 31, 2021 |
| Instrument | 2021-0804842 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Aug 31, 2021 |
| Property Address | 2045 ANDRE CT, FERNDALE, WA 98248-8407 |
| Document Number | 0000804841 |
| Map Reference | FILE 2021-0103669 |
| Instrument Date | Aug 27, 2021 |
| Instrument | 2021-0804841 |
| Transaction Type | Transfer |
| Record Updated | Mar 8, 2023 |
| Title Company | CHICAGO TITLE BELLINGHAM |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2045 ANDRE CT, FERNDALE, WA 98248-8407 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Feb 22, 2021 |
| Property Address | 2045 ANDRE CT, FERNDALE, WA 98248-8407 |
| Document Number | 0000203913 |
| Map Reference | AF 2021-0103669 |
| Instrument Date | Feb 19, 2021 |
| Instrument | 2021-0203913 |
| Transaction Type | Construction Loan |
| Record Updated | Mar 8, 2023 |
| Title Company | WHATCOM LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,765.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2614 HOPE LN, FERNDALE, WA 98248-9807 |
| Document Number | 0000203914 |
|---|---|
| Date | Feb 22, 2021 |
| Instrument | 2021-0203914 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Whatcom County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Municipality | Ferndale City |
| Unified School District | Ferndale School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,341.00 | $580,885 (+30.75%) Land $165,870 Building $415,015 | $580,885 (+30.75%) Land $165,870 Building $415,015 |
| 2022 | $444,259 Land $112,356 Building $331,903 | $444,259 Land $112,356 Building $331,903 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FERNDALE serves 19,305 people · EPA ID WA5324850 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 6 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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