2049 109th Ave, Oakland, CA 94603 Property Records

Alameda County property record for 2049 109th Ave, Oakland, CA 94603

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,150 sqft · built 1930
Lot Size	0.079 acres (3,434 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Jan 2014)
Tax Bill	$5,993 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`47-5548-2-1`

Property Details

APN / Parcel Number

Primary APN	`47-5548-2-1`
Alternative APN	`047-5548-002-01`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,150 sqft Living Area
Gross Area	600 sqft
Basement Area	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	3,434 sqft (0.079 acres)

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	2049 109TH AVE
City	OAKLAND
State	CA
Zip	94603-3919
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00001 BLK: 0002 AR: 0047 PAGE: 5548
Legal Subdivision	IVEYWOOD EXT
Legal Block	5
Legal Lot Number	6
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	2
Census Block	2010
Census Tract	410400

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2049 109TH AVE, OAKLAND, CA 94603-3919
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2023	Deed of Trust, Mortgage · Commercial Mortgage 1ST UNITED CREDIT UNION
Jun 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2014 · Amount on Record
Deed Sale	Jan 27, 2014 · Amount on Record
Prior Sale	Jan 2, 2013 · Amount on Record
Deed Document Number	201422186
Last Transfer Date	Aug 17, 2015
Transfer Doc	0000231768
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2049 109TH AVE, OAKLAND, CA 94603-3919
Transaction Type	Mortgage
Record Updated	Aug 14, 2023
Title Company	MEMBERS TITLE COMPANY/CA INC, MEMBERS TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1908 PRAIRIE CREEK TRL, GARLAND, TX 75040-4411

Mortgage

Document Number	0000077839
Date	Jul 10, 2023
Instrument	2023077839

Lender

Name	1ST UNITED CREDIT UNION
Address	GARLAND, TX 75040

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 15, 2043

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2049 109TH AVE, OAKLAND, CA 94603-3919
Document Number	0000124994
Instrument Date	Jun 20, 2018
Transaction Type	Mortgage
Record Updated	Jul 13, 2018
Title Company	SERVICELINK CRS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2049 109TH AVE OAKLAND CA 946033919, OAKLAND, CA 94603-3919

Mortgage

Document Number	0000124994
Date	Jun 25, 2018
Instrument	124994

Lender

Name	FIRST UNITED CU
Type	Credit Union
Address	PLEASANTON, CA 94588-2718

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 24, 2038

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$312,580 (+2%) Land $93,774 Building $218,806
2025	$5,993.00 (+6.35%)	$306,451 (+4.04%) Land $91,935 Building $214,516
2024	$5,635.00 (-3.49%)
2023	$5,839.00	$294,554 Land $88,366 Building $206,188	$452,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 801 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: Etheric Networks, GeoLinks, T-Mobile.

Nearby Properties on 109th Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures