2043 109th Ave, Oakland, CA 94603 Property Records

Alameda County property record for 2043 109th Ave, Oakland, CA 94603

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,650 sqft · built 1950
Lot Size	0.079 acres (3,434 sqft)
Owner	Company Name on Record
Tax Bill	$4,800 (2025)
Deeds & Mortgages	Jan 2021 Transfer Jan 2021 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`47-5548-2-2`

Property Details

APN / Parcel Number

Primary APN	`47-5548-2-2`
Alternative APN	`047-5548-002-02`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,650 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	3,434 sqft (0.079 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2043 109TH AVE
City	OAKLAND
State	CA
Zip	94603-3919
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R30
Legal Description	LOT: 00002 BLK: 0002 AR: 0047 PAGE: 5548
Legal Subdivision	IVEYWOOD EXT
Legal Block	5
Legal Lot Number	7
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	2
Census Block	2010
Census Tract	410400

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2043 109TH AVE, OAKLAND, CA 94603-3919
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2021	Quit Claim Deed, Transfer NORTH AMERICAN TITLE
Jan 28, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Nov 12, 2019	Quit Claim Deed, Transfer NORTH AMERICAN TITLE
Nov 8, 2019	Quit Claim Deed, Transfer · FHA Mortgage QUICKEN LNS
Feb 7, 2019	Quit Claim Deed, Transfer NORTH AMERICAN TITLE
Feb 7, 2019	Intrafamily Transfer, Transfer · FHA Mortgage DATA MORTGAGE INC
Jan 3, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 3, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2019
Deed Sale	Nov 8, 2019
Deed Document Number	2019229679
Last Transfer Date	Dec 31, 2020
Transfer Doc	0000034912
Record Updated	Oct 29, 2026

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jan 28, 2021
Property Address	2043 109TH AVE, OAKLAND, CA 94603-3919
Document Number	0000034914
Instrument Date	Dec 31, 2020
Instrument	34914
Transaction Type	Transfer
Record Updated	Mar 24, 2021
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2043 109TH AVE OAKLAND CA 946033919, OAKLAND, CA 94603-3919

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Jan 28, 2021
Property Address	2043 109TH AVE, OAKLAND, CA 94603-3919
Document Number	0000034912
Map Reference	MB 25 PG 58
Instrument Date	Dec 31, 2020
Instrument	2021034912
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	NORTH AMERICAN TITLE CO INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2043 109TH AVE, OAKLAND, CA 94603-3919

Mortgage

Document Number	0000034913
Date	Jan 28, 2021
Instrument	2021034913

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Nov 12, 2019
Property Address	2043 109TH AVE, OAKLAND, CA 94603-3919
Document Number	0000230269
Instrument Date	Oct 21, 2019
Instrument	230269
Transaction Type	Transfer
Record Updated	Dec 12, 2019
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2043 109TH AVE OAKLAND CA 946033919, OAKLAND, CA 94603-3919

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Nov 8, 2019
Property Address	2043 109TH AVE, OAKLAND, CA 94603-3919
Document Number	0000229679
Instrument Date	Oct 21, 2019
Instrument	229679
Transaction Type	Transfer
Record Updated	Dec 9, 2019
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2043 109TH AVE OAKLAND CA 946033919, OAKLAND, CA 94603-3919

Mortgage

Document Number	229680
Date	Nov 8, 2019
Instrument	229680

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 7, 2049

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Feb 7, 2019
Property Address	2043 109TH AVE, OAKLAND, CA 94603-3919
Document Number	0000025645
Instrument Date	Jan 31, 2019
Instrument	25645
Transaction Type	Transfer
Record Updated	Mar 1, 2019
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2043 109TH AVE OAKLAND CA 946033919, OAKLAND, CA 94603-3919

February 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Feb 7, 2019
Property Address	2043 109TH AVE, OAKLAND, CA 94603-3919
Document Number	0000025643
Map Reference	MB 25 PG 58
Instrument Date	Jan 31, 2019
Instrument	2019025643
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2043 109TH AVE, OAKLAND, CA 94603-3919

Mortgage

Document Number	0000025644
Date	Feb 7, 2019
Instrument	2019025644

Lender

Name	DATA MORTGAGE INC
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jan 3, 2019
Property Address	2043 109TH AVE, OAKLAND, CA 94603-3919
Document Number	0000001141
Instrument Date	Nov 30, 2018
Instrument	1141
Transaction Type	Transfer
Record Updated	Jan 21, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2043 109TH AVE OAKLAND CA 946033919, OAKLAND, CA 94603-3919

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jan 3, 2019
Property Address	2043 109TH AVE, OAKLAND, CA 94603-3919
Document Number	0000001140
Instrument Date	Nov 30, 2018
Instrument	1140
Transaction Type	Transfer
Record Updated	Jan 21, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2043 109TH AVE OAKLAND CA 946033919, OAKLAND, CA 94603-3919

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$227,276 (-1.05%) Land $46,855 Building $187,421
2025	$4,800.00 (+1.48%) Homeowner's exemption	$229,682 (+4.04%) Land $45,936 Building $183,746
2023	$4,730.00 Homeowner's exemption	$220,765 Land $44,153 Building $176,612	$638,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 801 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: Etheric Networks, GeoLinks, T-Mobile.

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