20488 Steamboat, Bend, OR 97702 Property Records

Deschutes County property record for 20488 Steamboat, Bend, OR 97702 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	3 Baths
Year Built	Built 2015
Square Footage	2,548 sqft Living Area
Lot Size	23,522 sqft (0.539 acres)
Occupancy	Owner Occupied
Last Sale	$885,000 (2021)
Tax Bill	$6,810.00 (2025)

Owner

Source: Deschutes County records · APN 181221 BC 00100

Assessment roll updated September 30, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Co-owner	2 Verified Secondary Owners
Mailing Address	20488 STEAMBOAT, BEND, OR 97702-9485
Occupancy	Owner Occupied
Owner Type	Owner is a Company, Secondary Owner is an Individual, Couple or Unincorporated Entity
Vesting	Owner is a Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	Oct 01, 2021 · Amount on Record
Deed Sale	Oct 01, 2021 · Amount on Record
Prior Sale	Nov 20, 2014 · Amount on Record
Deed Doc Number	2021-56162
Record Refreshed	Jun 08, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Oct 01, 2021
Property Address	20488 STEAMBOAT, BEND, OR 97702-9485
Document Number	0000056162
Map Reference	CAB B PG 767
Instrument Date	Sep 28, 2021
Instrument	2021-56162
Transaction Type	Transfer
Record Updated	Jun 07, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	20488 STEAMBOAT, BEND, OR 97702-9485

Mortgage

Document Number	0000056163
Date	Oct 01, 2021
Instrument	2021-56163

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2051

Tax Assessment & Valuation

Source: Deschutes County records · Assessment roll updated September 30, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,810.00 (+3.94%)	$403,050 (+3%)	$1,017,470 (-6.85%) Land $288,500 Building $728,970
2024	$6,552.00 (+7.89%)	$391,320 (+3%)	$1,092,280 (-2.56%) Land $288,860 Building $803,420
2023	$6,073.00	$379,930	$1,121,020 Land $260,000 Building $861,020

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Deschutes County (41017C), updated December 11, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 6% of Oregon
Wildfire Likelihood	About 1 in 4,545 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`181221 BC 00100`
Alternative APNs	`R1088181221BC00100` `163446`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Building Area	2,548 sqft Living Area
1st Floor	2,548 sqft 1st Floor
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2015
Lot Area	23,522 sqft (0.539 acres)
Garage Type	Mixed Garage
Garage Area	1,092 sqft Garage

Location & Zoning

Account Number	163446
Old Parcel Number	R1088181221BC00100
Street Address	20488 STEAMBOAT
City	BEND
State	OR
Zip	97702-9485
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT:3,4 BLK:5 SUBD:MOUNTAIN HIGH SEC/TWN/RNG/MER:SEC 21 TWN 18 RNG 12 MAP REF:181221-BC
Legal Range	12E
Legal Township	18S
Legal Section	21
Legal Quarter	NW
Legal Quarter Quarter	SW
Legal Subdivision	MOUNTAIN HIGH
Legal Block	5
Legal Lot Number	3,4
Jurisdiction	DESCHUTES OR
Minor Civil Division	BEND
Census Blockgroup	1
Census Block	1012
Census Tract	2001