20485 The Oaks Dr, Red Bluff, CA 96080 Property Records

Tehama County property record for 20485 The Oaks Dr, Red Bluff, CA 96080

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 2,118 sqft · built 2008
Lot Size	4.48 acres (195,149 sqft)
Owner	Individual Name on File
Last Sale	$545,000 (May 2023)
Tax Bill	$5,910 (2025)
Deeds & Mortgages	Apr 2026 Mortgage May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`007-450-082-000`

Property Details

APN / Parcel Number

Primary APN	`007-450-082-000`
Alternative APNs	`007450821` `00745082`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,118 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Construction Type	Wood
Lot Area	195,149 sqft (4.48 acres)
Garage Type	Attached
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	20485 THE OAKS DR
City	RED BLUFF
State	CA
Zip	96080-9823
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R1AMHB
Legal Description	LOT 29 THE OAKS III #00-1003 BK AA P 116-118
Legal Subdivision	TRACT NO. 001003 THE OAKS PHASE III
Legal Block	3
Legal Lot Number	29
Jurisdiction	TEHAMA CA
Township / Civil Division	RED BLUFF
Census Block Group	3
Census Block	3018
Census Tract	400

Owner

20485 The Oaks Dr, a rural home, is owned and occupied by an individual who bought it in May 2023.

Source: Tehama County records, as of April 28, 2026

Owner of Record	Individual Name on File
Mailing Address	20485 THE OAKS DR, RED BLUFF, CA 96080-9823
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage PLACER TITLE COMPANY
May 16, 2023	Grant Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2023 · Amount on File
Deed Sale	May 16, 2023 · Amount on File
Deed Document Number	20234565
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TEHAMA CA
Recording Date	Apr 7, 2026
Property Address	20485 THE OAKS DR, RED BLUFF, CA 96080-9823
Document Number	0000002838
Instrument Date	Apr 2, 2026
Instrument	20262838
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property, 149
Address	20485 THE OAKS DR, RED BLUFF, CA 96080-9823
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002838,
Date	Apr 7, 2026
Instrument	20262838

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	TEHAMA CA
Recording Date	May 16, 2023
Property Address	20485 THE OAKS DR, RED BLUFF, CA 96080-9823
Document Number	0000004565
Map Reference	MB AA PG 116-118
Instrument Date	May 10, 2023
Instrument	2023004565
Transaction Type	Transfer
Record Updated	Jun 6, 2023
Title Company	TIMIOS TITLE INC, TIMIOS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	20485 THE OAKS DR, RED BLUFF, CA 96080-9823
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004566
Date	May 16, 2023
Instrument	2023004566

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 20485 The Oaks Dr was $5,910, up 2.3% from the year before.

Source: Tehama County assessment roll, as of July 28, 2025

Property Jurisdictions

Type	Name
State	California
County	Tehama County
Elementary School District	Red Bluff Union Elementary School District (KG - 08)
Secondary School District	Red Bluff Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,910.00 (+2.34%)	$567,018 Land $166,464 Building $400,554
2024	$5,775.00 (+54%)
2023	$3,750.00 (+0.7%)	$359,018 Land $11,833 Building $347,185
2022	$3,724.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 20485 The Oaks Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1995)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 1995 · Severe Winter Storms, Flooding Landslides, Mud Flow

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20485 The Oaks Dr is high, ranking above 89% of the US, with a 0.8% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 89% of the US · above 71% of California
Wildfire Likelihood	0.8% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
unWired Broadband Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	400 / 20
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
Com-Pair Services Fixed Wireless	25 / 4

May also be available: AT&T, DM-Tech Internet, ShastaBeam.

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