20480 SE Byron Ave, Bend, OR 97702 Property Records

Deschutes County property record for 20480 SE Byron Ave, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,558 sqft · built 2016
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on Record
Last Sale	$750,000 (Mar 2024)
Tax Bill	$5,239 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Jan 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`181204-CC-04800`

Property Details

APN / Parcel Number

Primary APN	`181204-CC-04800`
Alternative APN	`272822`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,558 sqft Living Area
Gross Area	3,166 sqft
1st Floor Area	1,124 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Great Room	Great Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Bi-Level
Lot Area	4,356 sqft (0.1 acres)
Garage Area	608 sqft

Location & Zoning

Account Number	272822
Street Address	20480 SE BYRON AVE
City	BEND
State	OR
Zip	97702-8821
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	FARMINGTON RESERVE LOT 23
Legal Range	12
Legal Township	18
Legal Section	04
Legal Subdivision	FARMINGTON RESERVE
Legal Lot Number	23
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1003
Census Tract	2002

Owner

Source: Deschutes County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20480 SE BYRON AVE, BEND, OR 97702-8821
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2024	Warranty Deed, Transfer · Conventional Mortgage KIND LENDING LLC
Jan 21, 2022	Warranty Deed, Transfer · Conventional Mortgage ONPOINT COMMUNITY CU
Jul 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN MORTGAGE CO INC
Mar 23, 2017	Quit Claim Deed, Transfer Quitclaim
Mar 21, 2017	Warranty Deed, Transfer · Conventional Mortgage GUARDIAN MORTGAGE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2024 · Amount on Record
Deed Sale	Mar 1, 2024 · Amount on Record
Prior Sale	Jan 21, 2022 · Amount on Record
Deed Document Number	20244892
Prior Transfer Date	Mar 15, 2017
Prior Transfer Doc	0000011089
Record Updated	Sep 20, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Mar 1, 2024
Property Address	20480 SE BYRON AVE, BEND, OR 97702-8821
Document Number	0000004892
Map Reference	DOC 2015-33859
Instrument Date	Feb 29, 2024
Instrument	2024-04892
Transaction Type	Transfer
Record Updated	Mar 11, 2024
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20480 SE BYRON AVE, BEND, OR 97702-8821

Mortgage

Document Number	0000004893
Date	Mar 1, 2024
Instrument	2024-04893

Lender

Name	KIND LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2054

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jan 21, 2022
Property Address	20480 SE BYRON AVE, BEND, OR 97702-8821
Document Number	0000002860
Instrument Date	Jan 19, 2022
Instrument	2022-02860
Transaction Type	Transfer
Record Updated	Jan 31, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20480 SE BYRON AVE, BEND, OR 97702-8821

Mortgage

Document Number	0000002861
Date	Jan 21, 2022
Instrument	2022-02861

Lender

Name	ONPOINT COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20480 SE BYRON AVE, BEND, OR 97702-8821
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTERN TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035371
Date	Jul 22, 2020
Instrument	2020-35371

Lender

Name	GUARDIAN MORTGAGE CO INC
Type	Mortgage Company
Address	RICHARDSON, TX 75083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DESCHUTES OR
Recording Date	Mar 23, 2017
Property Address	20480 SE BYRON AVE, BEND, OR 97702-8821
Document Number	0000011089
Instrument Date	Mar 15, 2017
Instrument	11089
Transaction Type	Transfer
Record Updated	Apr 4, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20480 SE BYRON AVE BEND OR 977028821, BEND, OR 97702-8821

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Mar 21, 2017
Property Address	20480 SE BYRON AVE, BEND, OR 97702-8821
Document Number	0000010905
Map Reference	CAB I PG104
Instrument Date	Mar 6, 2017
Instrument	2017-10905
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20480 SE BYRON AVE, BEND, OR 97702-8821

Mortgage

Document Number	0000010906
Date	Mar 21, 2017
Instrument	2017-10906

Lender

Name	GUARDIAN MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,239.00 (+3.95%)	$310,070 (+3%)	$733,820 (+7.48%) Land $190,400 Building $543,420
2024	$5,040.00 (+7.88%)	$301,040 (+3%)	$682,730 (-4.14%) Land $190,400 Building $492,330
2023	$4,672.00	$292,280	$712,180 Land $190,400 Building $521,780

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
TDS Telecom Fiber · Cable	1,000 / 1,000
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Fatbeam, Webformix.

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